Like most Mumbaikars, Misha recently visited her favourite megastore. She wanted to stock up on festive essentials. Among other things, she needed to buy a new refrigerator and a split AC. But the prices were too high. And if that was not enough to turn her away, the store had terrible delivery clauses. She left the store disappointed. That was when she decided to buy all the products online using a no-cost EMI card. And her worries were over.

Commonly Asked Questions About the EMI Card

What is an EMI Card?

Bajaj Finserv has a wonderful product named an EMI card. This card functions much like a pre-approved loan. You can use this money to make purchases.

Where can you Use the Card?

The card works at Bajaj Finserv’s partner outlets. One big benefit is that you can use the card to buy anything from these outlets. From time to time, keep a watch for interesting Bajaj Finserv EMI card offers.

What is the Approval Process Like?

Approval happens instantly. All you have to do is swipe the card to get approval. Unlike other EMI plans, you need not wait a couple of days for approval.

How do you Make Payments?

You pay the money back through on no-cost EMIs.

Using the EMI Card for Festive Shopping

Festivals are a good time to shop. You may need to buy gifts for others or yourself. However you look at it, festivals are not kind to your bank balance. Replacing your old fridge is expensive. So is buying your brother a new smartphone.

Luckily, an EMI card can help. An EMI card is different from a credit card. Since it involves an EMI plan, you do not have to pay huge amounts of interest on the balance due. Moreover, the fixed monthly payments are easy to work into your budget.

Apply for EMI Card

Getting an EMI card is a good idea, especially now. With Navratri, and Diwali all lined up, you have a lot of shopping to do. Why burden yourself with the regular payment methods? Apply for an EMI card and say hello to a whole lot of convenience.

Applying for a Bajaj Finserv EMI card is easy. You need not be an existing customer of Bajaj Finserv. To get the card, just submit your ID proof and a photograph. You can complete the process online or at outlets of Bajaj Finserv EMI card partners.

You can also use the EMI card to shop online. A few partners are Flipkart, Amazon and Snapdeal. And in the coming week, Flipkart’s ‘The Big Billion Days’, Snapdeal’s ‘Unbox Diwali Sale’ and Amazon’s ‘Great Indian Festival’ is on. The products under this scheme will be available at no-cost EMIs. That means you incur no additional cost on these products. No interest. No processing fees. You have the convenience of buying a Whirlpool washing machine or Hitachi air-conditioner or a Sony Bravia on EMI. But there is no extra charge for that convenience.

The EMI card will also give you access to a range of electronics from top brands. Bosch, LG, Haier—they are all available. Just remember, the No Cost EMI offer on Flipkart is available only on products priced at Rs 10,000 and above.

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