According to the Insurance Regulatory and Development Authority (IRDA), India has close to 30 insurance companies that offer different types of health insurance policies to their consumer base. However, a vast majority of them don’t offer any dental-related plans in their policies. This is mainly because dental implants, or any such related treatments, are considered more of a cosmetic procedure than a life changing one. Hence, individuals looking to get financing for dental implants in the past have had to make out-of-pocket expenditures to get them.

Cost of Dental Implant Surgery in India

There are plenty of hospitals and clinics in the country that offer a variety of dental implant surgeries. While some services cost relatively less, others are known to burn a hole in the common man’s pocket. The price ideally starts from Rs.15,000 and can go as high as Rs.80,000, depending on the choice of the healthcare institution.

Is There an Effective Way to Finance a Dental Implant Surgery?

Dental treatment financing is quite the tricky business if you don’t have a good bank balance to fall back on. And, taking a personal loan would bring about an unnecessary decrease in your borrowing capacity. However, there’s one very efficient way to finance the dental procedure, and it involves the Bajaj Finserv EMI Card.

What is this EMI Card and how does it work?

Think of a loan with no processing fee, which comes with an extremely affordable EMI finance option; that’s exactly what the EMI Card is.

Here are a few advantages of using EMI financing:

1. Easy to repay EMIs

One of the main advantages of using the Bajaj Finserv EMI Card is that you get easy and flexible EMI options, which can be stretched to 24 months. All you would have to do is pay Rs.399 as a joining fee and an annual renewal fee of Rs.99 to reap the benefits of this revolutionary financing option.

2. Instant approval

Like most Bajaj Finserv offerings, Life Care Finance, too, comes with the instant approval feature, which means you will only need to decide on an EMI plan and swipe your EMI Card to complete the payment. Once you swipe the card, you can use as much of the amount that has been pre-approved for you.

3. Zero foreclosure charges

Nearly every lender requires you to pay a penalty if you foreclose on your loan amount, which could ideally range between 1%-5% of the outstanding loan amount. That’s not the case with EMI financing. If you come into a large sum of money and would like to clear off your entire loan, you can do so without incurring any foreclosure charges.

With the Bajaj Finserv EMI Card, you can put your smile where it belongs without ever having to feel self-conscious or without breaking the bank. So, go ahead, log on to Bajaj Finserv and get your EMI financing done.

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