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How do insurance policies help you save tax?

How Do Insurance Policies Help You Save Tax?

You must have heard that insurance is a passport to a better life. But what is an insurance policy? It is a corpus that you build for a rainy day. A life insurance policy covers your life. It gives a fund to your loved ones in your absence. A health plan covers your health. It helps you get the best possible treatment when you are unwell. Insurance also has another wonderful benefit. It allows you to save tax. So, if you are planning to invest your money to save tax, consider buying insurance policies.

Types of Insurance Policies

Many types of insurance policies are available in the market. These are motor insurance, home insurance, accident insurance, and travel insurance. But from a taxpayer’s point of view, health and life insurance policies are the ones to look out for. So, here is a detailed look at these insurance plans. Find out how they help you save tax.

Life Insurance Policies:

These policies promise to pay your nominee (usually the next of kin) a sum assured if you die prematurely. You have to pay a premium for that. This premium is tax deductible, you can deduct a maximum of Rs 1.5 lakh from your taxable income in the form of life insurance premiums. You do not have to pay any tax on that.

Health Insurance Policies:

Everyone must buy a good health insurance policy. Healthcare is very expensive nowadays. Without a good health plan, it may be difficult to afford a good hospital. But a health plan is also beneficial from a tax point of view. According to Section 80D of the Indian Income Tax Act 1961, premiums paid for health plans are tax deductible. You can claim a tax discount ranging between Rs. 25,000 and Rs. 65,000 depending on your age and policy type.

Insurance or Investment— Which One Offers Better Tax Benefits?

Consider the story of Rahul Atre from Pune. He inherited Rs 3 lakh from his late grandmother. He had recently gotten married and wasn’t sure if he should buy a health plan for himself and his wife or to invest the money. He knew the investment would fetch him a higher return and would help him in saving tax too. But marriage had made him responsible and he understood the gravity of insurance. His father then advised him to invest a part of his inheritance in a National Savings Certificate and buy a comprehensive health plan with the remaining money. This proved to be a wonderful suggestion as Rahul was able to invest, insure, and save tax too.

Insurance policies are good options if you want to save tax. But, are they the ideal tax-saving instruments? Or should you rather invest in mutual funds and ULIPs? To answer this question, you must first understand the purpose of insurance.

The chief aim of buying a health plan is to get a protective cover. Tax benefits are an added advantage. The government offers tax benefits on insurance to encourage people to stay insured.

So, you must not look at insurance primarily as a tax-saving tool. Look at it as a protection that also helps you save tax.

The Bottom Line

Now you know what insurance policies are and how they help you save tax. Go ahead get some smart insurance plans. Insure yourself and your loved ones. Trouble often comes unannounced. So, prepare for every misfortune that may befall you. Insurance policies can help you stay prepared in the best way possible. Do not look to save tax with your insurance policies as that is not the main aim of insurance. If you buy insurance, you will get cover and you will get to save tax too.

You May Also Read

1. Tax-saving Investment Options Under Section 80D 2017
2. Easy Tips to Reduce The Tax Burden

4 reasons to go for home loan refinance

4 Reasons To Go For Home Loan Refinance

Home loan refinance involves borrowing a new loan from a different lender to repay an existing Home Loan. It is also called a Home Loan Balance Transfer. This facility helps borrowers to benefit from advantages like lower interest rates, which leads to lower monthly EMIs as well as other favourable features like fewer penalties and charges on pre-payment, foreclosure, etc.

Pros of Refinancing Your Home Loan

The tactic of Home Loan financing is easier than most borrowers imagine, and can be done without any hassle. First, study your current Home Loan and see what you monthly payments, i.e. EMIs are. Read about the interest rates being currently offered by lenders, especially after demonetisation and the implementation of the Real Estate Regulation and Development Act. 

Then check new lenders and the services offered by them when it comes to a Home Loan. Although lower interest is bound to be your primary motivation for refinancing your Home Loan, make sure you read the other terms and conditions to make sure the Balance Transfer will help you save money.

Read about tax saving benefits of Home Loans here

Here are some of the pros of refinancing your Home Loan:

1.     Cutting Down Interest and Making Your Home Loan More Affordable:

All Home Loans come with interest rates. These Home Loan interest rates can fluctuate from time to time. However, there is always the pertaining risk of these interest rates becoming too high for your comfort. High interest on a Home Loan can cause much stress amongst borrowers, and it is also the most common reason for refinancing a Home Loan. In an event where your interest amount is inflated, you can simply do a Home Loan Balance Transfer and shift to a new lender with a better deal, which is a lower interest.

 

2.     Moving to Better Home Loan Services:

Different lenders offer different services and have varied methods of levying charges and penalties. Hence, before refinancing your Home Loan, it is important to see how your current lender’s services are. If your current lender has higher charges for pre-payment or doesn’t offer flexibility that you need, make sure that the new lender you chose to finance your Home Loan offers better and more enhanced services. Online Home Loan management, availability of staff to cater to your questions or queries, online Home Loan tools, etc. are some examples of better services apart from reduced fees and charges.

3.     A Way To Get Flexibility On Your Home Loan Terms:

Any time you sign up for a loan, you also sign up for a range of terms and conditions. These conditions can benefit you in some cases and restrict you in others. Refinancing your Home Loan can help you choose a lender that offers you more benefits. If you realise certain terms that your old lender had imposed on you, refinancing gives you the option of going with a lender who gives you terms that are better suited to you. This may be something like a Home Loan EMI holiday to help you plan your finances better and take a break from EMIs for a chosen period or in times of financial troubles.

4.     Creating Savings During Times of Income Variations:

Income is a factor that can be uncertain over time. A steady income can better your chances of paying your Home Loan EMIs and a sudden blow in your finances can make it difficult. However, if there is a sudden drop in your income due to any number of circumstances, you can consider refinancing. This tactic will help eliminate expensive EMIs of your old loan and let you choose a lower interest, which will help you reduce your EMIs. Use a Home Loan EMI calculator before you decide to refinance, since it will help you plan your move more effectively.

All in all, refinancing a Home Loan is beneficial in getting you a lower rate of your interest on your Home Loan. This is turn reduces your EMIs. If you want to keep the EMIs the same, a lower interest and the same EMIs will help you reduce your loan tenor and thus pay it off quicker. However, there is certain things you should be aware of before your refinance your Home Loan.

Check out your guide to getting a better home loan interest rate

What You Should Check Before Refinancing

  • Irregular loan repayment can be a major threat to refinancing your Home Loan. Apply for a Home Loan Balance Transfer only if you have made timely payments of your EMI.
  • Get an assurance from the lender saying that all the documents would be transferred to a new lender in definite time frame. This will help you save time and money during the process.
  • When applying for a new Home Loan, you will be compelled to go through all the procedures again, like filling the form, submitting documents, etc. Make sure your new lender makes this process easier on you with an online application.
  • Switch to a new loan early within the loan tenor to benefit most from the new loan’s terms.

Home Loan refinancing is a convenient option when done taking the right precautions and using a Home Loan EMI calculator. Experience its benefits today and make your Home Loan more affordable!

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Green Building – An Eco-Friendly Business Practice

In India, green buildings don’t account for even 5% of the existing constructions. However, the market potential for these buildings is huge. The Dodge Data & Analytics World Green Building Trends 2016 SmartMarket Report estimates that the green building industry in the country will grow 20% by 2018, driven by the need for healthier neighborhoods and environmental regulations.

According to Jane Henley, Operations Manager, Green Building at IFC/World Bank Group and former CEO of WorldGBC, “From risk mitigation across a building portfolio and city-wide economic benefits, to the improved health and well-being of individual building occupants, the business case for green building will continue to evolve as markets mature. Indeed, we have already seen this momentum grow globally where in more and more places, green is now becoming the status quo.”

Moreover, with global warming becoming a menace, going green not only saves the environment, but also brings various economic benefits for all involved. Let’s take a look at some of the benefits these buildings offer.

Sustainable Buildings – Economic Benefits

It is a common belief that green buildings are more expensive than normal buildings. However, the construction of green buildings cost only 10% more than the construction of conventional ones- and that is because of the use of certain extra materials. But, the extra cost can be recouped within 3-4 years after construction, due to a reduction in operational costs, making green buildings sustainable.

The Green Rating for Integrated Habitat Assessment (GRIHA) one of the three rating systems of green buildings in India, (the other two being LEED and IGBC) offers some interesting insights into the benefits of going green. It says businesses opting for green buildings:

  • Reduce 8-9% of their operating cost
  • Save 25-30% in energy consumption
  • Save 20-30% in water consumption
  • Enhance 40% in office space utilisation
  • Reduce 35% carbon emission

Thus, investing in green buildings bring in a lot of long-term benefits. The savings made on energy and water consumption help maintain a healthy cash flow that can be utilised in other areas of operations. Provided with green materials, these buildings have energy-efficient windows and roofing materials. These provide long-term economic benefits as the maintenance cost is less.

Developers of such buildings enjoy benefits such as:

  • Increase in occupancy ratio by 3.5%
  • Increase in rent ratio by 3%
  • Increase in building value by 7.5%
  • Rebate in balcony/LMR/passage/staircase premium by 50%, 40%, and 30% respectively (for GRIHA 5-star, 4-Star and 3-Star)

Better Employee Productivity

A recent project undertaken by Harvard professor Joseph Allen revealed some surprising facts. It found that workers in a green building environment scored 61% higher in cognitive function than those in a traditional building.

The improved cognition had a major impact on a variety of skills including focus, crisis response, and strategy. In a competitive landscape, this can have a major say, particularly where workers need to make fast and smart decisions. The study found productivity benefits ranging from USD 6,000 to 7,000 per employee annually.

Savings in the Long Run

It is estimated that making an investment of USD 4 per square foot in green buildings will yield savings of more than USD 58 per square foot over a 20-year period. The savings could be even greater by using recycled drywall, steel, and glass.

Moreover, the water and power tariffs on the buildings reduce and is better for the environment and the general health of people who live/ work in green buildings. This further reduces costs related to these in the long run.

Sustainable Use of Resources

With India ratifying the COP 21 climate change agreement, green buildings are an ideal way to reduce the overall carbon footprint. However, the real benefits of sustainable buildings will come only when resources are used sustainably.

As Juggy Marwaha, MD South JLL India, says, “The overall benefits of green buildings depend on the extent to which sustainable features are included during the initial planning and design.”

Sustainability is the need of the hour. With the existing resources under immense pressure, the economic benefits offered by green buildings are reason enough for businesses to invest in such architecture.

This is particularly true for competitive fields like engineering businesses. There is a great demand on employees working in such firms, to put their maximum into what they do. Thus, it is a great idea for self-employed engineers to invest in green buildings, not only for themselves but for those that work under them as well.

We, at Bajaj Finserv, offer collateral free engineer loans which self-employed engineers can avail to invest in greener architecture for a more productive tomorrow. These loans have high loan amounts of up to Rs.15 lakh and can be availed within 24 hours with minimal documentation and door-to-door services. Talk to our loan experts today!

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Samsung J7 Pro vs Samsung J7 Prime: Which is a Better Smartphone?

It is that time of the year again, when you say good bye to the old and welcome the new. Why not ring in the New Year with a Samsung smartphone? With so many models out there, we give you the lowdown on the fantastic Samsung 64GB Phone, the J7 Pro, compared to 32 GB J7 Prime.

To start with, the J7 Pro is priced at Rs.23,300 while the J7 Prime has a lower price tag at Rs.15,900. Though both phones have similar features and are offered in the same black and gold colour options, there are some in which the Pro overtakes the Prime. Here’s everything you need to know about the two Samsung models:

Let’s Talk Memory and Power

Powered by an Exynos Octa-core processor and boosted with a 3GB RAM both Samsung J7 Pro and J7 Prime are a hit when it comes to multitasking. However, 64 GB internal storage capacity of Samsung J7 Pro sets it ahead in the race. Where the J7 Prime overtakes the J7 Pro is the expandable memory: while the Prime’s memory is expandable to 256 GB, the Pro’s memory is expandable up to only 128 GB.

Click and See

A stunning metal body and a Super AMOLED Full HD Capacitive touchscreen does give the Samsung J7 Pro an edge over the J7 Prime, which has a PLS TFT capacitive Full-HD display touchscreen. Both J7 Prime and Pro are blessed with a 5.5inch screen. You can capture your special moments with a 13 MP front and rear camera of the Pro and click, edit, and post your selfies on social media all in the matter of seconds! While the Prime shares the 13 MP rear snapper with the Pro, its selfie camera is an 8 MP model. Additionally, the Pro has enhanced its front camera with an LED flash and the perfect aperture strength for low-light selfies. When it comes to video recording, the Pro has a speed of 60fps, while Samsung J7 Prime has speed of 30fps.

Be Charged Up!

Let’s talk about battery life—something we all want more of. Enhanced with a 3,600mAh battery, the J7 Pro is well-equipped to stay strong and healthy for up to 24 hours of extensive usage and up to 91 hours of music play. At 3,300mHh, the battery of the Prime is a little weaker, though it does give you an average talk time of 21 hours.

Other Differences to Note

The Pro is equipped with a few more sensors compared to the Prime such as the Fingerprint Sensor, Gyro Sensor, Geomagnetic Sensor, and Light Sensor. While the Pro runs on the latest Android Nougat 7.0 OS, the Prime works on the Android Marshmallow 6.

For those looking to save, the Prime offers all the perks of a fast and smooth Samsung phone while the Pro is a must-have for those who want a little extra. You can make your purchase more pocket-friendly by buying it on easy EMI via the EMI Store. An EMI-only online shopping destination, the Bajaj Finserv EMI Store offers discounts and same-day delivery along with cashback offers.

Check out top Samsung phones on the EMI Store

OPPO F3 versus OPPO F5: A Comparison

OPPO F3 and OPPO F5 were launched just months apart in India, and at first glance, they can seem pretty similar. Though the two mobiles resemble each other in many ways, pay close attention and you will find key differences. Take a look at how they fare when compared to each other.

Display

Both the OPPO F3 and OPPO F5 have almost identical display sizes. In fact, it is very hard to tell them apart because while the OPPO F3 has a display of 5.5 inches, its successor, the OPPO F5, offers a marginal improvement at 6 inches.

Sleek, Slim and Lightweight

The OPPO F3 weighs a mere 153g while the OPPO F5 weighs slightly less at just 152g. Even their heights and thicknesses are nearly identical. The OPPO F3 has a length of 153.3mm, while the OPPO F5 is 156.5mm long. If you’re worried about thickness, don’t be, for both phones are incredibly slim. The OPPO F3 has a thickness of just 7.3mm and the F5 follows it closely with a thickness of 7.5mm. In fact, in this regard, the differences are nearly unnoticeable.

Touchscreen and pixel density

Both the F3 and F5 have multi-touch capacitive touch screens, and the pixel density doesn’t vary greatly either. The former OPPO model measures at 400 pixels per inch while the latter measures at 402 pixels per inch. Unless you have a very discerning eye, it’s hard to detect the subtle difference.

Fingerprint and Other Sensors

The F3 and F5 OPPO mobile phones both come with superior security measures. The OPPO F3 has a fingerprint sensor to help you unlock your device more easily. On the other hand, the OPPO F5 has a facial recognition sensor that unlocks your phone. Both smartphones have light, proximity, accelerometer, and compass sensors.

However, both the OPPO F3 and the OPPO F5 are poles apart in other ways. Read on to find out how.

Camera

What fans of the OPPO F3 love is its dual front-facing camera that comes with an extra-wide lens to take group selfies. The OPPO F5, on the other hand, has a beautification technology that accentuates facial features and contours to enhance your selfies.

While the OPPO F5 has a 20MP camera in the front and a 16MP camera at the back, the OPPO F3 has a 16MP as well as an 8MP camera in the front itself. Moreover, the F3 delivers an image resolution of 4128 x 3096 pixels and its F5 counterpart has a resolution of 4616 x 3464 pixels.

With an equal aperture setting of f/2.0, both the OPPO F3 and the OPPO F5 boast of cameras that have touch to focus, digital zoom, auto flash and face detection features. They also have continuous and high dynamic range shooting modes along with video recording abilities of 1920×1080, at 30 frames per second.

Storage Capacity and Performance

Both phones offer 64GB of internal storage. Additionally, their performance is enabled by 4GB RAM and an Octa-core processor. The OPPO F5, however, promises 40% increased performance while lowering energy consumption and has one model with a 6GB RAM.

Expandable Memory and Operating System

The OPPO F3 has an expandable memory of up to 128 GB and the OPPO F5 has an expandable memory of up to 256 GB, which is double of the former. Android v6.0 (Marshmallow) software runs on the OPPO F3, whereas the F5 uses Android v7.1 (Nougat) software.

Visual Appeal

While the OPPO F3 seems like a secure phone to handle with just one hand, the OPPO F5 goes a step ahead. The ‘selfie expert’ handles even better and comes with a scratch-free coating.

While the OPPO F3 offers high-performance and good-quality camera at Rs.19,990, the OPPO F5 offers enhanced features of its F3 counterpart at a marginally higher price of Rs.24,990.  No matter which one you pick, you can make your purchase more affordable by shopping at the Bajaj Finserv EMI Store. Enjoy discounts, No-Cost EMIs, same day delivery and lots more.

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You May Also Read

1. What Makes The Oppo A57 an A+ Camera Phone
2. 6 Reasons why you would love the Samsung Galaxy S7 Edge

5 Reasons to Buy Your Next Smartphone on the EMI Store

Purchasing your next phone on EMI offers several benefits. It eliminates the hassle of saving money and paying the total cost at one go, and also lets you choose from different tenor options to suit your income. This makes buying the latest smartphone more affordable and convenient.

Buying a new smartphone? Why not get a better one without having to worry about shelling out a large amount of money in one go. With Bajaj Finserv EMI Store, you can purchase your smartphone on EMI from the comfort of your home.

Rather than submitting various documents and details to purchase your smartphone on EMI, you can make your next EMI purchase simpler by logging into the Bajaj Finserv EMI Store. With no documentation and fast processing, it offers you a wide variety of the newest smartphones that you have on your wish list, all on EMI. If you already have the Bajaj Finserv EMI Card, you can buy your chosen phone in seconds! What’s more, the EMI Store offers additional discounts along with No Cost EMI and zero down payment on certain models. This means you that you don’t pay any interest or processing fee!

Take a look at 6 reasons why you should buy your next phone from the EMI Store:

  1. It lets you choose from a range of brands and budgets

No matter which brand you’re loyal to, you will find a range of smartphones on the EMI Store. Whether it is Samsung, Google, Apple, Vivo, Moto, Oppo, Nokia or LG, you’ll get the latest and the newest models on EMI. You can also filter the phones by price to suit your budget and even compare models to see which smartphones have the features you want.

  1. It offers genuine products

Shop smart and be assured because there are no pre-owned models or replicas on the EMI Store. You get genuine smartphones along with its invoices and warranty cards for your records.

  1. It promises free next-day delivery from hyperlocal merchants

As the EMI Store works based on your location, it connects you to the best dealers close to you. This means that you can order your smartphone from a dealer situated within a few kilometres from your home. So, you can get your chosen smartphone delivered right to your doorstep in, as quick as, 4 hours from when you place your order!

  1. It allows you to choose an EMI plan suitable to you with no documentation

Once you select the smartphone you want to buy, you will see EMI options listed alongside the price. You can then view the EMI options that different sellers offer and pick the one that seems the most affordable to you. On selecting the phone, you will also see other details such as ‘No down payment’ or ‘No-Cost EMI’ which differs across merchants and models. If you have a Bajaj Finserv EMI Card or have been a customer of Bajaj Finserv, all you need to do is log in to Bajaj Finserv EMI Store and proceed to buy the smartphone without any documents required.

  1. It offers you discounts and other incentives

Apart from buying your favourite smartphone at No Cost EMI, you also get additional discounts when you log in to the EMI Store. What’s more, you also get incentives such as cashback to make your purchase lighter on your wallet! The EMI Store thus promises you the best prices on the smartphone of your choice. Search for Hot Deals on the EMI Store to avail new discounts on smartphones every day!

Apart from smartphones, you can also buy electronics like ACs, refrigerators, microwave ovens, washing machines, and televisions on Bajaj Finserv’s EMI Store. Get the best prices, doorstep delivery, low down payment schemes, flexible tenors, and special offers on your smartphone when you shop on the EMI Store.

6 Reasons Why The Latest Samsung J7 Prime is a Great Buy Under Rs.15,000

Samsung is one of the biggest players in the smartphone industry, with a range of smartphones catering to varying budgets and usage patterns. Samsung Galaxy J7 Prime is one of the new models offered by the brand, and lets you enjoy a suite of unique features that include a 1080p display, 13MP camera, and more.  

If you’re on a budget, the latest Samsung Galaxy J7 Prime is a great pick. It combines high-performance with great entertainment. Before you buy this phone, take a look at the winning attributes that make this phone a great buy.

Enhanced Security

Protection of your data is a must in today’s age. The Samsung Galaxy J7 Prime features S Secure, a facility that helps you lock your phone and protect your data from strangers. It creates a separate secure folder for images and applications too. It also has a Secure Wi-Fi function that encrypts your data when you’re connected to a Wi-Fi network. Apart from this, the smartphone also armed with a fingerprint scanner. This means that you have the provision to lock and unlock your phone using your fingerprint, a feature that is more secure than a numeric or alphanumeric password.

Dazzling Display

The Samsung J7 Prime has a massive 5.5-inch screen that offers wider viewing angles. Apart from this, the full-HD display provides images that are sharper than ever. Be it games, movies, or videos on the go, this phone is perfect for those who love to keep their entertainment handy.

Lightning-fast Performance

Be it multitasking between apps, playing games that use high-end graphics, or streaming videos – the Samsung J7 Prime’s Exynos Octa-core 7870 processor provides a seamless experience. It delivers high speed when switching between applications to end lagging and freezing. Also, the Mali-T830 GPU delivers exemplary graphic performance. Further, the 3GB RAM works with the processor to power the phone.

Long-lasting Battery

For those of you tired of having your phone run out of charge every few hours, this smartphone’s battery provides a viable solution. It is equipped with a 3330mAh battery that can last for almost 10 hours with intense usage and more than 24 hours with regular usage.

Spectacular Camera

You’ll forget all about blurry photos when you use the stellar 13MP camera of this phone to click pictures. It gives you output that is sharp and bright. The secondary 8MP front camera is ideal for selfies. Both the cameras have an LED flash that helps brighten your photos and click good images even in low-light conditions.

Ample Storage

If you’re evading ‘phone memory full’ notifications, this phone’s superior storage is what you need. It features 16GB of internal storage. Additionally, it has a microSD card slot that allows you to expand storage space up to 256GB. Save movies, music, and more without worrying about running out of space.

If you’re looking for a versatile phone with excellent security to boot, the Samsung J7 Prime is a good fit. Moreover, with its nominal pricing, there’s nothing to fault with this smartphone. Buy the Samsung J7 Prime on the Bajaj Finserv EMI Store. Not only will you get discounts and the option to pay in easy EMI, but also same-day delivery, and flexible repayment tenor options.

Get the Samsung J7 on EMI

You May Also Read

1. Samsung J7 Pro vs Samsung J7 Prime: Which is a Better Smartphone?
2. 6 Reasons why you would love the Samsung Galaxy S7 Edge

Vivo 7 Plus – a selfie lover’s dream phone is now on the EMI Store

Vivo 7 Plus – A Selfie Lover’s Dream Phone is Now on the EMI Store

Don’t you think that blurry, grainy selfies are the absolute worst. If you’re a selfie connoisseur, you don’t have to dread poor-quality photographs ever again. The Vivo 7 Plus caters to your needs perfectly. Here’s how.

Bezel-less displays are the newest design trends in smartphones and the Vivo smartphones are quick to catch up. The Vivo 7 Plus is the first bezel-less display smartphone manufactured by the company and is loaded with some of the best-in-class features.  Armed with a 24MP front camera and a 16MP rear camera, this phone is ideal for clicking crisp, blur-free selfies at great speed and convenience.

Let’s take a look at what makes this  smartphone the perfect companion for a selfie lover.

High-quality Front Camera

The main reason why selfie enthusiasts should find the phone irresistible and indispensable is its razor-sharp, superior image quality.  The device’s 24MP front camera makes every intricate detail come to life.

Face Beauty Technology

Moreover, the smartphone’s Face Beauty technology instantly retouches images to enhance natural beauty. It helps add brightness while retaining the natural look and feel of the photograph.

Portrait Mode

For even more depth, you can take advantage of the phone’s Portrait Mode that blurs the background so that you stand out. This feature is available with both the front-facing, as well as rear camera.

Superior Rear Camera

The rear camera is of 16MP and is powered by PDAF technology that gives you crystal-clear output. Use its Ultra HD mode to shoot several frames in quick succession. The Vivo V7 Plus then uses its intelligence to combine these photos to create one, high-resolution 64MP photograph.

Face Beauty

If you’re always unimpressed by how you look in a video call, you can use Vivo 7 Plus’ Face Beauty technology while making video calls as well.

Other Standout Features of The Vivo V7 Plus:

Excellent Display

This phone has a 5.99-inch full-view display. The wider view makes gaming and viewing videos a lot more immersive. Apart from this, the Vivo V7 Plus has an impressive 84.4% screen-to-body ratio and 215mm narrow bezels.

Rich Gaming Experience

With a new and improved 18:9 display, the phone offers ardent gamers a better experience. As compared to 16:9 screens, this display makes gaming a treat. It also has a Game Mode that stops call and other notifications from interrupting your gaming session.

Power-packed Performance

The Vivo 7+ is backed by Qualcomm Octa-Core CPU and 4GB RAM for uninterrupted performance. It also comes with 64GB internal storage that can be expanded to 256GB. Lastly, the phone runs on Funtouch OS 3.2, based on Android 7.1.

Smart Add-ons

A truly feature-rich phone, the Vivo V7 Plus also has a Smart Split feature that allows you to run two apps simultaneously on your screen. The phone’s App Clone feature helps you run separate accounts on popular apps such as WhatsApp, BBM, and WeChat so that you can keep business and personal matters separated. Lastly, it comes with Face Access, a technology that scans your face to unlock it. This phone is as secure as it gets!

This powerhouse smartphone can be yours for an attractive price of Rs.21,990. To make the purchase more cost-effective, log into Bajaj Finserv EMI Store. Here, you can enjoy No Cost EMI, discounts, and other benefits such as same-day delivery.

Get your Vivo 7 Plus on EMI and get cashback

You May Also Read

1. All You Need To Know About The Vivo V5
2. 5 Features of Vivo Y55s That Make It a Great Budget Buy

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