If you search the internet for a laptop, there are just too many options that are available. While it is good to have a choice, it can be equally confusing at times. Things like storage, configuration, battery life and price are some parameters that need to be right.

Here are some laptop models that stand out in terms of specifications that you can buy on no-cost EMI:

Microsoft’s Surface Book: This is Microsoft’s piece de resistance. With a stylus thrown in, the screen detaches to perform as a tablet with its own battery. The design is nifty and it is loaded like a candy store. Though not a gaming beast, it offers decent performance.

Storage: 128GB, 256GB, 512GB, or 1TB

Memory: 8GB/16GB

Battery: Up to 12 hours

Weight: 1.52kg and upwards

13-inch MacBook Air: It is hard to go back once you have bitten the Apple. The MacBook Air has a new-generation processor and improved battery life. It also has a less expensive price tag, as well as a great trackpad and keyboard. It all adds up to a gem of a worker.

Storage: 128GB/256GB

Memory: 8GB

Battery: Up to 12 hours

Weight: 1.35kg

Asus Zenbook UX305LA-FB055T: This one is for the serious user with a fetish for sharp design. It delivers on heavy applications and intense business use without fumbling. This is an ultra-sharp, ultra-slim multi-tasker.

Storage: 512GB SSD

Memory: 8GB

Battery: Up to 12 hours

Weight: 1.3kg

Acer Aspire E15 E5 574G: This is good for work and, sparingly, for gaming too. The tag for this one reads ‘reliability’. If you need performance over panache, look no further.

Storage: 1TB

Memory: 8GB

Battery: 5 hours

Weight: 2.4kg

Lenovo Yoga 500: This is one good-looking worker ant. The screen rotates 360 degrees. You can also use it as a tent, a tablet, and a stand. It is good for work and play, and the display is sharp. There are many variants, so choose the best fit.

Storage: 1TB

Memory: Up to 8GB

Battery: Starts at 3.5 hours

Weight: Starts at 1.8kg

These five form just the tip of the iceberg. Graphics or game, coding or social media—let your needs decide your choice. Will it be your primary PC? Do you need ports to connect essential devices? Will you need high-security features like fingerprint scanners? Add these to regular tech specs like processor, storage, and resolution. It will be an easy decision.

Now how do you decide on the payment mode? Hold on to your cash and settle for an equated monthly instalment (EMI) instead. No, we do not mean credit cards or personal loans. There are smarter options available.

Take Bajaj Finserv, for instance. Their no-cost EMI card translates to monthly payments over a flexible tenure. There are no hidden costs, no interest or processing fees, no foreclosure fees, or restrictions on the amount paid back. Say, you buy HP Envy x360 for Rs 84,990. You pay back exactly that amount. And you can monitor it all online. Speaking of online, Bajaj Finserv gets brownie points for its seamless partnership with Flipkart, Amazon, and Snapdeal.

Another smart money saver is festive sales. Almost all online shopping portals are gearing up to unleash discounts. If Flipkart has Big Billion Day coming up, Amazon has Great Indian Festive Sale to offer. Then, there is Snapdeal’s Unbox Diwali Sale going head to head with these two.

Compare, contrast and then, consume. Knowledge is power in this buyers’ market.

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