Televisions have come a long way. So much so that few would dare to call it the idiot box anymore. Today, TVs have become smart with features that are sure to arouse the wow factor. They encourage you to check out the new models even if your old TV was doing fine. The evolution of the TV is a classic example of the power of technology. If you have not seen the latest HD TVs, you may not realise how much TV technology has progressed. Pictures are so much sharper and crisper now. Indeed, it is hard to resist the temptation of falling for one.
Yes, TVs are becoming more affordable too. But you still have to pay a premium for the top-of-the-line models, right? Wrong. Even top-end TVs are affordable if you have the Bajaj Finserv EMI card with you. If you are looking to upgrade, you can buy a smart TV on EMIs.
#GoCashless: Buy an LCD or LED TV on EMIs
Are you battling a cash crunch? That is one more reason to consider buying your dream LCD or LED TV with the EMI card. This would be a purely cashless transaction. Look out for the right LED TV EMI offers. Then you will not have to make any down payment either. There is no need to swipe your credit card to make the purchase. Just think how much you can save in terms of paying interest. The EMI card offers you an easy option: You can spread out your repayment over a period of time. Settle for a tenure that is most comfortable for you.
How the EMI Card Will Work
So, you have chosen the make and model of your LCD TV. You want to buy this LCD TV on EMI. So, you need to opt for durable finance to complete the purchase. The durable finance is a pre-approved loan up to Rs 5 lakh. You can take home the TV in a matter of minutes. Simply choose the repayment period. This can be anywhere between three and 24 months. The easy no-cost EMIs will prove to be an advantage for you.
Say, during the tenure of the loan, you feel you have cash to spare. You could use it to prepay your loan. There are a couple of preconditions, though. You need to at least pay the first EMI. Also, the prepayment amount should not be less than the value of three EMIs. Beyond that, foreclosure of the loan is possible at any time. And you can do that without paying any penalties.
Down Payment or Processing Fee
The durable finance amount of up to Rs 5 lakh is completely free from any hidden charges. There is no processing fee to pay. And you can avail an offer that asks for zero down payment. So, you get to buy your smart TV on no-cost EMIs. Just swipe your EMI card and you are good to go.
Be assured of absolute peace of mind when you buy your TV. Present the EMI card for payment. The retailer will not ask for extra documentation.
The EMI Network—the Way to Pay
The EMI cards can be used in more than 30,000 stores across over 300 cities in India. All these stores are retailers and dealers that have tie-ups with Bajaj Finserv. You can simply walk into your nearest TV showroom and present the EMI card at the counter. Swipe the card and take your bill.
Keep a Tab on Your Loan
As an EMI cardholder, you gain online access to your loan account. This way, you can easily keep track of the loan. The entire process is easy and transparent.
You get the durable finance instantly. Then you can walk away with the TV in a matter of minutes. Forget about the lengthy wait you might have faced when choosing a consumer loan elsewhere.
The Bottom Line
Is affordability the only factor keeping you away from smart digital TVs? The Bajaj Finserv EMI card may be a smart option for you to try. It will make buying a pleasant experience without burning a hole in your pocket.
Thinking of getting an EMI Card? If you are an existing customer of Bajaj Finserv, you can apply for one by visiting the customer portal. As a first time customer, you can get yourself an EMI Card by purchasing your favourite lifestyle, digital or consumer durable product on easy EMIs at our partner stores.