Ajay Verma (31), a rising HR professional, married with one child and resident of Mumbai, was a doting brother to Varsha (27). Varsha had just landed a job with an MNC in Gurgaon. Miles apart, though they met less, they connected often. Varsha confided in Ajay the hardship she was experiencing in setting up her one room apartment in the Millennium City. That’s when Ajay recommended that she get the Bajaj Finserv EMI card.
A pre-approved loan in her wallet, Ajay explained that the EMI Card would give Varsha access to EMI finance for all her needs. With zero or minimal down payment, no hidden charges and no credit-card like interest, the EMI Card would help her buy everything she needed for her new apartment in one shot, which could be paid back in easy instalments at an agreed upon tenure. This would make immediate cash payments a thing of the past and eliminate the strain on her monthly budget too. Following her brother’s advice, and eager to see how the EMI Card would come to her rescue, Varsha applied for the EMI Card. While the process was underway, Varsha was acutely impressed by the fast growing EMI network that she would soon be part of.
She saw that she would not only have access to the furniture she needed, but could also pay for her daily groceries with her EMI Card. From shopping for clothes and accessories to buying digital must-haves like a laptop, she could also access travel packages. The EMI card would also offer her promotions and offers from time to time, and enabled online tracking of every transaction through the card’s customer portal. What more could have Varsha asked for?
Varsha paid a minimal processing fee, and within 2 weeks, had the card in her wallet. She saw that the EMI network has even spread its wings to life care finance. Instead of paying out of pocket, she could now treat herself with beauty, wellness or health care facilities with simple EMI finance up to Rs 4.5 lakhs. Varsha found that eye care, IVF and maternity care, bariatric surgery, laparoscopy, dental care, stem cell and hair restoration were all part of the life care services valid under EMI finance.
With the card’s pre-approved loan of up to Rs. 5 lakh for consumer durables and Rs 3 lakhs for lifestyle finance, Varsha began her shopping spree without feeling the burden of spending all at once. She realised that the Bajaj Finserv EMI card was a smart way to shop for home appliances and electronic gadgets. Soon, her home had a new LED TV, a microwave oven, a water purifier and a washing machine, taking care of her entertainment and health and chores. Using the powers of digital finance, Varsha took the first step in setting up her home. Next, Varsha bought a new modular kitchen, a comfortable bed and a few other pieces of furniture with her EMI Card. Her last step was to indulge in some digital purchases, as she needed a new smartphone and a laptop for work. The EMI Card gave Varsha access to Rs 1 lakh for these purchases and Varsha again heaved a huge sigh of relief once she had her digital companions in her possession.
Soon Varsha was all done with equipping her house to suit her needs and aesthetics. On cloud nine, she thought about the nominal, one-time charge of Rs. 399 that she had paid for her EMI Card, and how that registered her for a lifetime of pre-approved interest free finance. She joined the MNC and found herself very happy with both her job and her new residence.
Time flew, and the new city had grown on Varsha. She was planning a small house warming party that Ajay promised to attend. What made her super excited was the idea of shopping for a new dress, matching accessories and sleek footwear. That’s when she was reminded of the card’s clothes finance feature. With no down payment or processing fee, Varsha could shop from her favourite brands with a minimum spend of Rs 5000 by simply swiping the EMI card. From ethnic wear to eyewear, menswear to western formals, shopping now became totally hassle-free for her.
Finally the day of the party arrived and when Ajay saw his sister at the airport, he couldn’t miss the confidence, exuberance and contentment on her face. Once he saw her home, Ajay couldn’t help being immensely proud of his little sister who had used her smarts and her taste to furnish her apartment with ease. He reminded Varsha to pay off her dues in easy monthly instalments online and Varsha in turn gave Ajay a big hug for suggesting this smart method of digital finance.
Be it independent women like Varsha who are striving to achieve a better lifestyle or a settled family man like Ajay, Bajaj Finserv EMI card is all that is needed to access all kinds of products. With over 1 million products spread across more than 300 cities in India, Bajaj Finserv’s EMI Network is second to none. To get your own Bajaj Finserv EMI Card,