These days a surgical procedure known as LASIK surgery is spreading like wildfire, improving the vision of millions of people across the world, both young and old. However, like adding fuel to fire, most health insurance providers have excluded this procedure from their coverage list. The ones that do offer this feature, expect you to complete the waiting period because they consider it a pre-existing condition.
Amidst all the chaos of finishing the waiting period and looking for ways to avoid breaking the bank, there’s a much more sensible option ahead of you. But before we head into it, let’s understand what LASIK means.
What is LASIK
LASIK is a laser procedure, which also happens to be a refractive surgical procedure, that is performed by ophthalmologists. It can be instrumental in treating myopia, hyperopia, and astigmatism. This surgery basically reshapes the cornea and enables light entering the eye to focus accurately on the retina, thus providing better vision.
The entire procedure takes less than 15 minutes to complete and significantly improves your vision, eradicating the need for eyeglasses or contact lenses. This surgery is expected to cost anywhere between Rs.30,000 to Rs.50,000 depending on the hospital you choose.
Best way to pay for LASIK
There are plenty of ways to pay for LASIK; one of which would involve you parting with a little bit of your savings. If you are not too thrilled with that idea, there’s a much simpler alternative. It basically involves the use of Life Care Finance, a revolutionary new solution by Bajaj Finserv.
This card comes with plenty of top-notch benefits. Some of them include:
1. No cost EMIs
Imagine taking a small Personal Loan to take care of the surgery. You would have to pay an interest that ranges between 12% to 22%, depending on the lender. Apart from that, you would also have to pay a certain amount as processing fee, disbursal fee, and several others charges.
2. Affordable EMI options
Almost every credit card you can think of happen to charge exorbitant sums as interests, if you cross a certain time period without repaying the amount borrowed. Life Care Finance, though, comes with a 3-24 month option from which you can choose as tenure to repay.
3. Loans of up to Rs.3 lakh
Unless you own a gold or a platinum card, your highest credit card limit usually doesn’t go beyond a certain percent of your monthly disposable income. With the Bajaj Finserv EMI Card, you can get pre-approved loans of up to Rs.3 lakh, which you can use to buy just about anything.
When it is LASIK eye surgery financing that needs to be dealt with, opting for Bajaj Finserv EMI solutions will not only save your loads of money but will also proffer you with never-seen-before benefits. By logging onto Bajaj Finserv website, you can get EMI financing to help you get your surgery now and paying later.