Bajaj Finance has been among the most trusted names in the Indian finance industry for years now. It has earned its place among the market leaders in investment schemes by virtue of the stability, transparency, and dependability it offers its customers. And most importantly, Bajaj Finance looks out for its customers by offering one of the highest rate of interest on fixed deposit investments, along with various other features.

These features include a user-friendly online application process, availability of a Fixed Deposit calculator, huge network branches, and the flexibility to choose between a tenor period of 12 months to 60 months with a minimum deposit of Rs. 25,000. Above all, Bajaj Finance offers the chance to avail different interest rates on fixed deposits based on the type of customer applying. This means that you obtain a higher return if you belong to a certain category of customers. All you have to do is provide the basic documentation required and you can acquire an interest rate as high as 8.10%!

The Gateway To Achieving Your Dreams:

Bajaj Finance has tailored a rate of return on your fixed deposits that ensures you get the most out of your investment. Here’s some of the different brackets from which you can choose the one that suits you most:

If You Are A New Fixed Deposit Customer:

As a new customer, you are entitled to a cumulative fixed deposit rate of interest of 7.85%, which is much higher than most other banks or NBFCs. If, on the other hand, you choose to opt for the non-cumulative FD rate of interest, your rate of return depends on the when you would like your payouts, and the tenor period.

For example, if your tenor is between 3 to 5 years, your cumulative rate of interest will be 7.85%, while your monthly, quarterly, half-yearly, and yearly non-cumulative rate of interests will be 7.58%, 7.63%, 7.70%, and 7.85% respectively. Some of you may prefer to opt for the cumulative option in terms of safeguarding your money and also in order to receive greater returns.

 If You Are Bajaj Finance’s Loan Customer:

If you have previously taken a loan from Bajaj Finance, be it a car loan, a home loan, a personal loan or any of the other loan offerings, you get an additional 0.10% rate of interest on your fixed deposits. This means that your rate of interest can be as high as 7.95%. This offer is subject to a deposit size of up to Rs.1 crore.

If You Are Renewing Your Fixed Deposit:

Your loyalty to Bajaj Finance never goes unrewarded. Under its Fixed Deposit scheme, if you have already invested in an FD investment option at least once before, you can get an interest rate of 7.95%, subject to a deposit of up to Rs.1 crore.

If You Are An Employee of the Bajaj Group of Companies:

If you are a part of the Bajaj family, which includes Bajaj Auto Ltd., Bajaj Finance Ltd., Bajaj Holdings & Investment Ltd., Bajaj Electricals Ltd., Bajaj Allianz Life Insurance Company Ltd, Bajaj Allianz General Insurance Company Ltd., Maharashtra Scooters Ltd. and Mukand Ltd., you can also avail a rate of interest on your fixed deposit investments of up to 7.95%.

If You Are a Senior Citizen:

As a senior citizen, Bajaj Finance gives you the highest rewards to appreciate the value of depositing your savings. All you need to submit is proof of your age and you can avail a rate of interest of 8.10% on any deposits up to Rs.1 crore.

To start working on growing your earnings via Bajaj Finance FD account.

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