Naina Gill, a 31-year-old marketing professional from Gurgaon, wanted a change in life. She was overworked and overwhelmed, and sometimes, simply making it through the week felt like a major accomplishment. Naina therefore decided it was time to give her lifestyle a complete makeover.

Maybe replacing that old coil bed mattress with a spring mattress for better back support, or splurging on new furniture for her living room would make a difference. And what was a more perfect time than right now to go shopping and rejuvenate her lifestyle?

But Naina’s excitement dampened once she realised that her shopping spree would do considerable damage to her bank balance. Though EMI would be a convenient way to shop her lifestyle wish list, she wouldn’t be able to afford the processing charges and high interest fees on her credit cards. She asked herself, “Is there no way I can shop without feeling the pinch?”

Fortunately, her best friend suggested her an affordable alternative—the Bajaj Finserv EMI Card, which would allow her to go cashless and shop in interest-free EMIs. Elated, Naina went ahead and signed up for the EMI Card and used its pre-approved loan amount to buy a plush pillow-top mattress from Housefull, a regal velvet-upholstered sofa from Snapdeal for the living room and a trendy Swarovski-studded wristwatch from Just in Time. In addition, she used the EMI Card to also purchase a brand new 55-inch Sony Ultra HD TV for watching the latest movies with her parents, plus some fitness equipment to shed the kilos she’d put on in the last few months.

Which features did Naina like the most about the Bajaj Finserv EMI Card? Read on:

  • No-cost EMIs That Do Not Drain your Money

For Naina, the biggest downside of shopping for lifestyle products was depleting her bank balance. But all that changed when she did her shopping on no-cost EMI with the Bajaj Finserv EMI Card. She wasn’t required to pay any additional interest, and could make the EMI payments in small amounts in easy instalments.

  • Instant Processing So You Can Start Shopping Super Quick

The Bajaj Finserv EMI Card gives you a pre-approved loan of up to Rs. 3 Lakh to enable you to purchase the best durable products on EMIs. Buying a sofa set on EMI and have some loan amount left as balance? You can use it now to buy the matching centre-table, or keep the amount for use in the future. Don’t have the EMI Card? You do not have to wait for days to get your loan approved. Simply walk into any Bajaj Finserv partner store, submit the filled-in application form and basic documents such as an ID proof, a residence proof, a photograph and a cancelled cheque to the in-store representative. Your EMI card is issued instantly! This means you do not have to run around for references, nor meet representatives several times.

  • Easy to Use, Easy to Pay

Need a high-power DSLR camera to capture on film your next outdoor adventure trip? You can buy a camera on EMI from Canon, Nikon, or Kodak, among other brands. As for paying with your Bajaj Finserv EMI Card, all it takes is a swipe of the card at any of our partner stores. And if it’s an online shopping portal like Flipkart or Amazon, you simply need to enter your EMI card details and enter in the one-time password for verification.

  • Retail Partners Across India

Bajaj Finserv has 30,000+ retail partners across more than 300 cities in India. In addition, you can choose and buy on EMI more than 1 million products across categories including home appliances, electronic gadgets, furniture, apparel, cosmetic treatments and hair transplants. Want to spice up your kitchen with modular fittings? Buy the perfect modular kitchen on EMI from partner furniture stores such as Urban Ladder, @home, Fab Furnish and more. Are you looking to indulge the geek in you by purchasing the latest smartphone? Splurge on the iPhone 7 on EMI at your nearest Apple outlet. Looking to shop the latest refrigerator, TV and AC? You can get home appliances on EMI from LG, Samsung, Sony, or Whirlpool, among other brands.

  • Pre-pay Your Loan to Reduce your EMIs

Credit cards can charge you a percentage of the outstanding principal amount as pre-closure charges. Now, when you think of these charges in annualised terms, they sure do end up being a lot. But with the Bajaj Finserv EMI Card, you can pre-pay your loan at no additional charge. You can pre-pay a sum of three EMIs six times in a year, and thereby reduce your upcoming EMIs too.

  • Attractive Offers You’ll Love

With your Bajaj Finserv EMI Card, you can join a growing network of 7 million members. Like them, you can buy the best consumer durables on the lowest EMIs and also avail of exclusive pre-approved offers including loan top-ups and best deals on products.

Are you ready to throw out the old, and bring in the new this season with the Bajaj Finserv EMI Card? Like Naina, you too can enjoy all the benefits of buying the best lifestyle products on EMI. To know more click here:

Get yourself an EMI Card and get access to the amazing deals and no cost EMIs. Existing Bajaj Finserv customers can apply for one on our customer portal. Others cab apply for one at the time of buying a digital, consumer durable, or lifestyle product at any of our partner stores.

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