Going for a hair transplant surgery? Here’s How Life Care Finance can help you
A hair transplant is considered a cosmetic surgery and is rarely covered in any health insurance policy as it’s not related to the physical well-being of a person. But for a majority of the people, getting a hair transplant feels like a necessity because a thinning hairline is usually a cause for major embarrassment.
What is the Cost of a Hair Transplant Surgery in India?
Usually, there’s no one-price-fits-all solution for a hair transplant surgery. It depends of the severity of hair damage and the number of grafts an individual requires. The price point per graft ideally ranges from Rs.25 to Rs.45 in all the major cities in India. This basically means that 2500 hair grafts would cost you anywhere between Rs.75,000 and Rs.1.12 lakh. The number of grafts a person needs would, however, be decided by the surgeon based on the individual’s requirements.
Other factors that can have a bearing on the cost of a hair transplant surgery include the procedure, expertise of the surgeon, location of the clinic, and nature of the hair loss.
Advantages of having an EMI Plan to Pay your Bills
Unless you have plenty of money to spare in your bank account, opting for no cost EMI is the best way to finance your hair transplant surgery. Here are a few advantages of going the EMI way.
- EMIs come with flexible schedules
One of the prime advantages of choosing an EMI option is that they usually come with flexible repayment schedules. Depending on the lending institution you have borrowed money from, your tenure for a Rs.1 lakh-loan would range anywhere between 1 and 5 years. Basically, EMI is a boon for you when you don’t have a lump sum amount to make the payments for the services you choose.
- They make things affordable
It’s the 21st century where everybody wants to live the good life, particularly millennials who aspire to build a better future for themselves and the upcoming generations. But, inflation is slowly creeping up, putting even the simplest of things out of people’s reach, like your hair transplant surgery. Opting for an EMI Card from Bajaj Finserv would mean that the cost of the operation is taken care of through small payments every month over an extended period of time.
- Easy on your purse strings
Yet another reason why using EMI financing makes perfect sense is that they are quite easy on your wallet. You don’t need to curb your monthly spendings or make changes to your lifestyle with an EMI. You will just have to budget your spending and set aside a small sum for the EMI payments.
To sum it up, EMI financing is a boon in disguise for you because it lets you carry on with your life unhinged and unrestricted. So, if you are considering a hair transplant, look for the best EMI option and stick with it.