From Macbooks to Ultrabooks, every laptop available out there makes our life easier. But with the increase in the use of cutting edge technology, the prices of laptops have seen a similar rise. So, if you are planning to buy laptop on EMI, the Bajaj Finserv EMI card is the best way to go about it because it offers a bevy of benefits. Intrigued? Read on to learn more.

Benefits of buying a laptop with Bajaj Finserv EMI Card

A Bajaj Finserv EMI Card is the smartest way to shop for consumer durables. The way this works is, you get a pre-approved loan amount on your card, which you can use to finance your lifestyle purchase. The amount you spend on the purchase can be paid through monthly instalment as per your convenience.

Here are a few of the benefits of buying a laptop with the EMI Card:

1. Documentation? What documentation?

Remember the procedure and the forms you’d have to fill to get a credit card? That’s not the case with an EMI Card. It requires minimum documentation and all the information you furnish will be available on the card. Some of the documents you should keep ready are address proof, KYC documents, credit documents, and a valid PAN Card.

2. Quick, instant approvals

When you use an EMI Card to make a laptop purchase, all you’ll have to do is swipe and sign the bill. The card carries a pre-approved amount that is instantly approved once you swipe the card.

3. Offers are there to be taken!

An EMI card comes with several pre-approved offers, and you can choose between any of the available ones and start with your durables shopping. You can also collect reward points for your day-to-day transactions and gather enough to avail of some great deals on your future purchases.

1. Easy online access

As soon as you avail of a loan with Bajaj Finserv, you will receive an account which contains all the loan-related information including your loan amount, repayment history, the number of EMIs you’ll have to pay, and more.

2. Loans up to Rs.1.25 lakh

At any given point of time, you can avail of a loan of Rs.1.25 lakh with the Bajaj Finserv EMI card.

3. Partners

Bajaj Finserv has partnered with a number of electronics’ retail and e-tail stores to give you plenty of options while shopping. If you are looking for timely offers and discounts, drop by to one of the affiliated stores and make your laptop purchase.

What is the tenure of the loan

All the Bajaj Finserv Lifestyle and Durable Finance options carry a minimum tenure of 8 months and go on to about 24 months.

If you want to buy a laptop on EMI, choose the Bajaj Finserv EMI Card and get the laptop of your dreams without straining your finances.

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