Low interest rate, high top-up amount on home loan balance transfer

Home loan rates vary constantly and with lenders like Bajaj Finserv offering great deals on balance transfer, the time to switch your home loan maybe now. Let’s take a closer look at

Home loan balance transfers simplified

A home loan balance transfer involves the process of transferring an existing home loan. Usually, customers do this if the new lender has a lower rate of interest and other benefits like better services, a better mode of repayment, etc.

However, it is advisable to remember that to do a balance transfer, the total unpaid principal amount of the loan has to be transferred. The lender that sanctioned the loan in the first place is provided the total unpaid amount, after which you’ll pay your EMIs at the new interest rate to the new lender where you transferred the loan.

This process entails a few charges, but on the whole, if you’ve managed to pay your EMIs on time, the process is fairly straightforward.

 Manage your finances with a balance transfer

 Home Loan+

This is a special offering to customers who are buying ready to occupy property. Not only does Bajaj Finserv finance your dream home, but we also understand that you need to spend on fixtures and fittings to make the new house your home.

Bajaj Finserv offers you an additional amount as a top-up loan for furnishings and fixtures as well as attractive interest rates, making it the best home loan available on the market.

With the Home Loan+ Facility, you do not have to worry about applying for a separate Personal Loan or a Home Improvement Loan either. Spend the time on making your house, rather than on documents.

3 EMI holiday

Bajaj Finserv focuses on the ease of repayment through multiple flexible options that make it easier for you to repay your loan. A 3-month EMI grace period will help manage or plan monthly expenses and give you a cushion to plan your finances when you go for a balance transfer. To know more, click here.

Top-up loans up to Rs.50 lakh

You can easily avail a Top-up Loan from Bajaj Finserv if you have opted for a home loan balance transfer. This handy loan gives you the freedom to spend wherever required—from home décor and improvement to wedding or holiday expenses, through a very simple process.

Property Dossier

Property Dossier is another industry first value-added service offered to mortgage customers of Bajaj Finserv. It is a customized report that guides the customer through all the legal and technical aspects of owning a property in a clear and crisp manner. It also covers general property knowledge tips as well as all macro factors like property index of the city, important property tips etc.

Minimal documentation, 0 additional charges, and doorstep service

A Home Loan Balance Transfer with Bajaj Finserv has been designed to provide maximum comfort to customers. In addition to asking for only basic documentation, Bajaj Finserv also offers customized insurance schemes, zero foreclosure and part prepayment charges, and a convenient personal service to pick up any documents directly from your home.

Lower your next home loan EMI significantly and save big with attractive interest rates on balance transfer through a Home Loan by Bajaj Finserv.

Think it. Done with Bajaj Finserv.

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