Dr Seema Bisht was in the process of expanding her dermatology clinic, shifting to a better location near the city centre. She also needed to hire more staff and purchase additional equipment like derma pens, skin lasers, dermatoscopes and cryoprobes for her practice. Looking for the right financing option, she heard of a customized loan for doctors that could take care of all her financial concerns. Built for doctors like her, the loan took care of her five most important concerns:

  1. No wastage of time with easy online application and straightforward eligibility criteria
  2. No hidden charges with transparency in interest rate and other fees
  3. No need for her to travel with door-step service for document pickup
  4. No long wait for sanction of the loan with approval within 24 hours
  5. No need of collateral or guarantors to avail the personal and business loan

She Applied For A Business Loan For Doctors And Experienced Benefits Such As:

  • Loan amount of Rs.30 lakh that she could use to finance her clinic expansion needs
  • Nominal rate of interest which made her EMIs more affordable
  • Flexible repayment period from 12 to 60 months that gave her the freedom to choose a tenor that suited her income and current expenses
  • Minimal documents that didn’t require much effort to collect and submit
  • Line of credit facility that gave her the flexibility to avail what she needed from a credit line and pay only interest as EMIs
  • Part pre-payment option without any charges that made it easy for her to reduce her principal when she had excess funds
  • Pre-approved offers to other loans at attractive interest rates
  • Online access to loan account so she could check her repayment schedule and make EMI payments without needing to visit the branch

Today, Dr Bisht enjoys the feeling of helming a new and improved clinic. She realised that loans for doctors offer a total of 4 types of loans, which are Personal Loans, Business Loans, Home Loans and Loans Against Property. The next goal on Dr Bisht’s agenda is taking a home loan and purchasing the home of her choice for her family.

Like her, you too can gain immensely from the various benefits of doctor loans. These loans ensure your financing well-being in the following ways:

  1. Offer you competitive interest rates so that your loan becomes cost-effective
  2. Offer you finances to cater to all your needs; be it for a range of personal reasons via a personal loan, for working capital, attending medical seminars out of the country or other business needs for your practice via a business loan, for purchasing a home via a home loan or for buying your second home or expanding your hospital via a loan against property
  3. Offer high loan amounts up to Rs.30 lakh for personal and business loans and up to Rs.2 crore on home loans and loans against property
  4. Offer you a line of credit option on personal loans, business loans, and loans against property to help you manage your cash flows better with interest-only EMIs
  5. Offer your flexible tenors up to 60 months for personal and business loans, up to 180 months for loans against property and up to 240 months for home loans
  6. Offer quick processing for urgent financial needs within just 24 hours

With simple eligibility criteria and a range of value-added services, Bajaj Finserv’s Loans for Doctors is the best way to finance your goals.

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