Bajaj Finserv offers personal loans with basic documentation, speedy processing and quick disbursal. Here is how you can apply for personal loan in Delhi with ease.

Are you living in Delhi and looking for an affordable personal loan option? Perhaps you need funds for remodelling your home or finance for studies abroad. Whatever your reason for applying for a personal loan in Delhi, you want to be sure that you are getting a loan that is most suitable to your needs.     

Ever since its inception, Bajaj Finserv has established itself as a financial powerhouse that provides options in consumer lending, commercial lending, SME finance, rural lending, fixed deposits and value-added services. If you are looking for a personal loan in Delhi, Bajaj Finserv offers personal loans, typically unsecured, in amounts going up to Rs.25 lakh.

With affordable interest rates and flexible tenure options, a personal loan from Bajaj Finserv has helped many individuals cover their immediate expenses like sudden medical expenses or financing a wedding without breaking the bank. When you opt for a Bajaj Finserv personal loan, you also get benefits such as instant online approval and disbursement within 72 hours.

Here are tips to get easy approval on an unsecured personal loan in Delhi from Bajaj Finserv:

  1. Maintain a healthy credit score

Because personal loan interest rates depend on your creditworthiness, a good credit score will increases your chances of bagging the best interest rates. Generally, a higher credit score means a lower interest rate on personal loans. Bajaj Finserv offers low most interest rates on personal loans. If you have a less-than-perfect credit score, don’t worry; Bajaj Finserv will be there to help. This makes Bajaj Finserv your best shot if you are looking for a personal loan in Delhi.

  1. Check your credit report

Of course, you require more than just a healthy credit score to have your personal loan application approved. You will be subjected to a credit check to evaluate your likelihood of repaying the personal loan. Therefore, before you apply for a personal loan in Delhi, check your credit report for errors that might be dragging down your credit score.

  1. Try and pay off your existing loans

Before you apply for a personal loan in Delhi, pay off as much of your existing loan balance as you can. Do you always pay off the minimum balance on your credit card at the end of the month? Be aware that this may still count against you during a credit check.

  1. What you need to apply for a Bajaj Finserv personal loan in Delhi?

To apply for personal loan in Delhi, you have to be a salaried professional between 25 and 53 years of age. Here are the documents you will typically need to provide for a personal loan:

  • Proof of income – salary slips of the last two months
  • Proof of financials – bank account statements of the last three months
  • Proof of employment – employee ID card
  • Identification – passport, voter ID card, driving license or PAN card
  • Verification of address – passport, driving license, ration card, latest mobile bill, letter from employer

After providing this documentation, you will need to specify the amount of money you want to borrow as a personal loan. Bajaj Finserv will ask you to choose how much time you require to repay it, typically a tenure ranging from 12 to 60 months.

Taking a personal loan in Delhi from Bajaj Finserv can help you cover unexpected costs. To apply for personal loan, fill up the online form here:

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