Save more with a Bajaj Finserv RBL Bank SuperCard

Save more with a Bajaj Finserv RBL Bank SuperCard

Bajaj Finserv, India’s leading Non-Banking Financial Company (NBFC) has collaborated with RBL Bank, one of the oldest private sector banks in India, to offer a first of its kind credit card—the Bajaj Finserv RBL Bank SuperCard. The SuperCard comes with state-of-the-art contactless technology, tons of attractive offers, and exclusive benefits like the ability to avail personal loans in an instant.

What makes it a SuperCard?

Bajaj Finserv’s SuperCard combines all the benefits of a regular credit card along with a stunning reward points system and many never-before-seen features. Now you can enjoy the security and comfort provided by a credit card and avail impressive additional advantages that come with cash payment—all with just one card. The SuperCard combines the best features of both payment types to offer you a complete and unparalleled shopping experience. The Bajaj Finserv RBL Bank SuperCard also raises the bar with unbelievable savings on all of your everyday needs—from fuel and electronics to groceries and clothing’s, so that nothing is beyond reach anymore!

Here are some of the benefits in store for you:

  1. Get reward points for every Rs.100 you spend
  2. Get more points as milestone rewards per month
  3. Redeem your points at www.rblrewards.com to shop for anything you want
  4. Get additional fuel surcharge waived!
  5. Get free movie tickets
  6. Convert your cash limit into a personal loan for 3 months at no interest!
  7. Withdraw cash interest-free from all ATMs across India up to your cash limit
  8. Divide everything you buy into easily payable EMIs
  9. The card is equipped with the most advanced contactless technology
  10. Transfer your outstanding balance from credit cards offered by other banks to your SuperCard to get very low interest rates and also convert it into EMIs for additional comfort

Save more with your SuperCard

Not only is the Bajaj Finserv RBL Bank SuperCard loaded with trendsetting provisions like EMI financing for an uninterrupted shopping experience, but it also comes in various types that are tailor-made to suit your needs, like:

  1. The Platinum Classic SuperCard

Classic SuperCard also waives the fuel surcharge by up to Rs.100 per month.

  1. The Platinum Prime SuperCard

The Prime SuperCard presents you with a joining reward of 4,000 reward points, which amounts to Rs.1,000. It comes with a free movie ticket up to Rs.200 once every month, 10X the reward points earned on dining, milestone rewards amounting to savings of up to Rs.3,750 and a fuel surcharge waiver of Rs. 100 per month.

  1. The Platinum Max SuperCard

The Platinum Max SuperCard comes with a joining reward of 4,000 reward points. It comes with a free movie ticket up to Rs.200 once every month, 10 times the reward points earned on dining, and milestone rewards amounting to savings of up to Rs.3,750, and a fuel surcharge waiver of Rs. 100 per month.

  1. The Platinum Edge SuperCard

The Platinum Edge SuperCard comes with a joining reward of 8,000 reward points equalling Rs.2,000, free monthly movie tickets up to Rs.2,400 in a year, 10X dining rewards, Rs.6,000 worth milestone rewards, and a fuel surcharge waiver of up to Rs.100 per month.

  1. The World Prime SuperCard

The World Prime SuperCard lets you earn 12,000 reward points on issue, free monthly tickets, 2 reward points per 100 rupees spent, milestone rewards that equal Rs.7,500, 10X reward points on dining on weekends, and an increased fuel surcharge waiver of Rs.150 per month.

  1. The World Max SuperCard

The most beneficial credit card from Bajaj Finserv and RBL Bank, the World Max SuperCard comes with all the benefits of the World Prime SuperCard, plus enhanced milestone rewards that can help you earn Rs.10,500 worth of reward points.

Get started on saving and earning money without compromising on your lifestyle with the Bajaj Finserv RBL Bank SuperCard. Click here to know more!

5 reasons why it makes sense to own a credit card

5 reasons why it makes sense to own a credit card

Although credit cards have been around for a long time, the advantages they offer have become even harder to ignore now with the attractive rewards points and unbeatable deals they bring to our fingertips. Credit cards, or plastic money, also offer a variety of benefits over cash, the chief among them being convenience.

Credit cards are a handy alternative to carrying cash everywhere you go. They also offer more safety, since no one can use your card even if they steal it as they need a PIN to function, without which they are just a piece of plastic. This makes it much safer to carry cards rather than cash.

The power of plastic money

Thanks to our ever-increasing need for advanced technology and greater comfort, credit cards have caught the attention of financial institutions who wish to offer attractive benefits to their customers. Here are the top five reasons why owning a credit card makes sense today:

  1. Reward points

Most credit cards come with a reward point system based on how much you spend using them instead of cash. These reward points can be accumulated over time and, once they reach a respectable number, they can be exchanged for various benefits. For example, some financial institutions offer a huge number of reward points just for issuing a credit card, which can be redeemed by you for whatever you wish for.

  1. Personal loans

Credit cards are now offering more services than ever before, with some offering to convert your cash limit into a personal loan for 3 months at no interest. This means that you no longer have to undergo the stringent application and verification processes concerned with loan applications anymore. All you have to do is utilize your credit card’s features, and your loan is as good as issued.

  1. Buy now, pay later

Everything becomes affordable with the benefit of EMIs. Regardless of what you buy, some credit cards offer equated monthly installments to reduce your financial burden and help you buy everything from electronics and furniture to clothes and groceries whenever you want. You can even avail up to 5X reward points on your purchases and redeem them on future shopping.

  1. Easy payments

Credit cards come with an in-built microchip that makes shopping easier and safer than ever before. Most merchants possess card machines that don’t even require you to swipe your card. There are some cards that offer contactless technology, which doesn’t even require you to enter your PIN—just look for the contactless symbol at merchant terminals and wave your card at the terminal to make your payment!

  1. Add-on services

One of the primary benefits of credit cards is the additional services they offer. You can acquire customized cards that help you save money on a host of daily expenses. Or enjoy luxurious travel facilities by getting complimentary airport lounge access. There is also an option to save on fuel surcharges which amount to thousands of rupees in unnecessary expenses.

Bajaj Finserv has introduced a one-of-its-kind SuperCard that provides all these benefits and more—including instant cash availability, easy EMI conversions, and transfer of outstanding credit card debt from other credit cards to your SuperCard at much lower interest rates.  Choose from a variety of Bajaj Finserv SuperCards now! Click here to know more.

What is an FD calculator and how does it help?

What is An FD Calculator And How Does It Help?

It is natural to want a clear idea of what you stand to gain before signing up for fixed deposits. However compounded interest on FDs are not easy to calculate, and neither is figuring out what your interest pay-out will be if you choose non-cumulative FDs. But there is no need to worry. You can easily perform these calculations using an FD calculator. An FD calculator can be defined as an online application that helps you calculate the maturity amount and interest amount on your FD, by entering the details of your investment, such as principal and tenor. This can help you make the final decision of whether the returns from FDs are feasible for you or not.

How to Use It?

An FD calculator is user-friendly and simple with a smooth interface. Here are the steps needed to use an FD interest rate calculator:

  1. Go to an online fixed deposit calculator
  2. Start by filling in the first category, and select whether you are a new customer, existing loan customer, or senior citizen. This selection determines your FD interest rates.
  3. After this, the next section would involve selecting the type of fixed deposit you want to invest in. Decide on whether you wish for a cumulative or non-cumulative deposit.
  4. In the third section, fill in the amount of fixed deposit you seek to invest. Bajaj Finance accepts a minimum deposit Rs.25,000 and a maximum deposit of Rs.5 crore.
  5. Once this is done, select the tenor for which you seek to invest this amount. Tenor can be defined as a period over which your invested amount matures. It ranges from 12 months to 60 months.
  6. Once all these fields have been filled, the calculator will automatically display a forecast of your interest rate and investment amount after maturity.
  7. If you have chosen a non-cumulative deposit, also select your interest pay out frequency to arrive at the final figures.

What Is the Formula For Calculating Your FD?

The calculation of your fixed deposit pay-out has the following formula:

A = P (1 + r/4/100) ^ (4*n)

and

A = P (1 + r/25)4n.

A is the maturity amount, P is the deposit amount and n is the compounded interest frequency.

All you have to do is substitute the alphabets with the real figures.

Points to Note About the Fixed Deposit Calculator

  1. The calculator only helps you calculate maturity amount and interest
  2. The interest rates vary from cumulative to non-cumulative FDs
  3. The interest earnings from cumulative deposits are payable at the end of the tenor
  4. The interest rates would change depending on the tenor selected
  5. It does not show the amount of tax that would applicable

Also Read: Everything You Need To Know About Fixed Deposit Schemes

Benefits of an FD Calculator

  • It gives you a precise estimation to help you make your final choice.
  • You can evaluate the figures from the calculator to make a decision on which type of fixed deposit is right for you.
  • It can help you decide on the most suitable investment amount after judging the various interest earnings on various principals.
  • It provides you the precise and accurate results.
  • It has a simple, smooth and user friendly interface that doesn’t require any e-skills.
  • It works fast and is a better alternative than performing the manual mathematical calculations yourself
  • It saves you the time and money from taking external or professional consulting to help you calculate your earnings.

Whether you are a new investor considering investing in FDs or a senior citizen looking to calculate your earnings, you can gain more clarity on your decision by using the FD calculator.

In your search for the right FD, consider Bajaj Finance’s high interest FDs that you can sign up for after a quick online application.

Know More about FD Interest Rates

Invest in Fixed Deposit

The documents required and eligibility criteria for starting a Fixed Deposit

The Documents Required and Eligibility Criteria For Starting a Fixed Deposit

To gain the most from a fixed deposit scheme and successfully get your application approved, it is important for you to understand the eligibility criteria. Banks and financial institutions need to verify your details to allow you to open an FD, and these criteria and fundamental to the process.

Benefits Of Submitting All The Documents Required To Meet The Eligibility Criteria for FDs:

Here are some benefits of submitting all the correct fixed deposit documents while applying:

  1. Submitting the right documents and matching the eligibility criteria ensures that your FD application will get approved.
  2. Some documents collected are used as a means of ensuring better security for your deposit. For example, providing your ID details ensures that only you can access your FD account.
  3. Your ID proofs and other documents also help financial institutions understand who the interest payments have to be made to.
  4. It also helps financial institutions determine the source of the money you are investing.

General Eligibility For FD Scheme

Following is the generic list of those eligible for an FD scheme:

  • Indian Residents: BRI guidelines dictate that an investor who is starting an FD should be an Indian citizen living in India. This means that foreign citizens and non-resident Indian cannot apply for an FD in India.
  • Hindu Undivided Family (HUF): A legally declared HUF is also eligible for an FD.
  • Sole Proprietorships and Other Organisations: This consists of various parties and organisations that are eligible to apply for fixed deposit schemes. Under this category all sole proprietorships, partnerships, and other companies including group companies officially registered by the Government of India are eligible to apply.
  • Clubs and Other Associations: All clubs, societies and associations are qualified to apply for an FD.
  • Family Trusts: A family trust can be defined as a trust created to manage a family’s assets or conduct family business. Family trusts are also eligible to apply for FDs, but not charitable trusts.

Also Read: How To Apply For An FD Online and Offline?

Documents Needed For Individuals To Apply for FDs

  1. Self-Attested ID Proof: This category consists of submitting a self-attested photocopy of your ID documents. You can submit a photocopy of any one of the documents from among your Aadhar card, passport, driving license, voter’s ID card and NREGA Job card. This is to certify your identity and other personal details like name, facial features, signature, etc.
  2. Address Proof That Is Self-Attested: This requires you to submit documents that confirm your nationality and place of residence. Under this category you can submit any one of the following documents: passport, voter’s card, driving license, Aadhar card, utility bills that is about 2 months old, property receipt or even bank account statement.
  3. Signature Proof: This category is to verify your signature. Under this category, you may submit any one photocopy of your passport, PAN card, or even driver’s license. This proof helps institutions keep a record of your signature. It helps prevent strangers from using and withdrawing money from your account. It is an essential measure to ensure maximum security for you and your finances.

Bajaj Finance has profitable fixed deposit schemes available online. All you have to do is match the eligibility criteria and submit the required documents.

Calculate FD Maturity Amount

Invest in Fixed Deposit

10 Best Investment Options for You

10 Best Investment Options For You

It is common for you as an investor to want to invest in a risk-free investment option. Fixed deposits are sought after as they provide steady returns and are relatively immune to market risks. Before you choose any investment scheme, first study what you intend to gain.

Factors That Determine The Success Of An Investment

  1. Income and Savings: Income is the amount an individual earns from their occupation over a time period. Income leads to savings and savings, in turn, determine how much money you can invest. The more your savings, the higher the returns you could receive.
  2. Tax Rules: The Government of India has drawn up certain tax regulations that are applicable to investments, income, services and more. While certain investments have stringent tax rules, others have relatively relaxed rules. Taxes can affect your returns, so it best to consider options once you know what kind of tax savings you need.
  3. Rates of Interest: This is the percentage of interest you receive periodically on the sum invested. Certain investments offer phenomenal rates of return and some offer lesser. Much depends on the amount invested and your risk appetite.
  4. Tenor: This is the time period over which the investment grows and matures. In some investment schemes, long tenors offer more value to your invested savings. However, there also equities like mutual funds that offer good returns over a short tenor.

These four primary factors determine the overall success of any investment. Once you have in-depth idea of your requirements and the features of each scheme, you can make a final decision and gain immensely from it.

10 Ideal Investment Options in India:

  1. National Savings Certificate: This savings scheme involves investing a minimum amount of at least Rs.100 in an account with a tenor of either 5 or 10 years. The deposit earns at interest of up to 8.5%.
  2. Money Market Funds: This can be described as investing in income securities of governments and corporates. They are a highly liquid form investment. These investment schemes offer interest rates from 5.5%-9%.
  3. Company Fixed Deposits: In this option, you can invest your savings in a financial institution over a tenor and gain from interest rates of about 8% and more. Your principal amount matures over the tenor on a fixed interest, with options to choose cumulative interest on maturity or non-cumulative interest pay-outs at chosen intervals. Choose a company FD based on safety ratings to keep your investment risk-free.
  4. National Pension System: This investment option was created by the government for retiring persons. It offers a tax benefit over the investment of up to Rs.50,000. The minimum investment amount is Rs.500.
  5. Mutual Funds: This is a pool of investments managed by a fund manager who invests in the equity and share market. Mutual funds offer periodical dividend payments. Choose a mutual fund based on past performance for best results.
  6. Atal Pension Yojana: This scheme is designed for people from lower income groups and offers tax benefits. Investors aged 60 and above can opt for a fixed pension from Rs.1000 to Rs.5000. This scheme provides a pension for the retired with other benefits at the cost of a monthly contribution.
  7. Senior Citizens Saving Schemes: This investment scheme is ideal for retiring senior citizens and offers its investors attractive interest rates of about 9.2%. The maximum limit of investing is Rs.15 lakh.
  8. Sukanya Samridhi Yojana: This investment option is exclusively for women. It involves investing a minimum sum of and receiving returns up to 9.1%. It was designed by the government so that parents could secure the future of their daughter over the long term.
  9. Investing in Gold: Gold is an alloy that has a high demand in India. With rising prices of gold, it is a great idea for you to consider investing in gold. Most investors purchase gold when prices are low and sell it when prices rise.
  10. Real Estate: With the rising population in India, the demand for homes has increased. This means that you could gain a lot by investing in real estate projects and giving a home for rent. However, it is important to invest in areas that have a high demand and with companies that are known to be trustworthy.

If you are looking for a high-interest rate FD, do consider Bajaj Finance. It’s highly rated Fixed Deposits are stable and safe, offer cumulative and non-cumulative interest pay-outs and a flexible tenor of your choosing. You can start at FD account with just Rs.25,000.

Calculate FD Maturity Amount

Invest in Fixed Deposit

BL July-52_July 10_blog_Everything you should know about working capital loans

Everything You Should Know About Working Capital Loans

Working capital loans are used to finance the immediate need for cash in a business, which is backed by current assets that are not in liquid form. It is important for business owners to fully understand how working capital finance works for their business, and arrange for funding accordingly.

SMEs need working capital finance when payment terms for goods and services provided are not adhered to by customers or purchasers. Small and mid-sized businesses need sufficient working capital if they experience seasonal sales. When the demand for the product or service is high in one season, a working capital loan will help your business to build the required stock during the off season to service the upcoming boom in demand.

An In-Depth View Of Working Capital

Working capital refers to the funds available with the business to meet day-to-day operating expenses. In many cases the business does not have adequate cash for immediate use as the operating funds are tied up in accounts receivables. In these situations, a working capital loan is the ideal way to fund your business in the short term.

What Can You Use A Working Capital Loan For?

Working capital loans can help to cover the below-mentioned pressing need for additional operating funds of your business:

  • Working capital loans help support new business growth by ensuring you have additional funds for various purposes, whether it is day-to-day operating expenses, marketing, hiring staff, purchasing larger premises, etc.
  • When the opportunity of a large sale arises, it would be a shame to pass on it simply because the business does not posses the additional funds to capitalize on the same. This is where a working capital loan can come in handy to help you prepare to take on a large order, be it by funding your raw material purchase or hiring expert staff.
  • These loans can provide a cash cushion for your business, especially when you know the business has inconsistent cash flow. This may be due to the seasonal nature of your business or the kind of credit offered by your business to customers.

Also Read : Working Capital: Its Role In A Business Success

Working Capital Loans Come In Various Forms

You can choose the ideal working capital loan for your business based on your needs. Here are the various types of working capital loans:

  1. Line Of Credit: Here, the lender provides the business with a credit limit and gives you access to the funds at any time during the tenor of the loan. The business typically pays interest only on the portion of the credit used. This helps save added interest on the unused loan amount and gives you more control over cash flow, especially if you are unsure of how much money your business needs.
  2. Short Term Loans or Advances: As working capital loans are generally required for a short term, a two-year loan term is ideal, for it will take care of the immediate requirement and is repaid quickly. You can choose an affordable short-term loan to finance this need.
  3. Invoice Financing: A start-up business stutters when the invoices raised against goods sold or services provided are not paid on time. To help get through this financial crunch, the lender will loan the business a percentage against invoices raised. This way you can return the funds on payment of the invoice. You may be eligible to opt for this kind of loan to meet your needs.

No matter how easy it is to get a loan, you need to be cautious when taking any loan, and as a business owner you need to rework the numbers to ensure that the additional working capital will be required by the business. Also, keep in mind that working capital loan terms as well as the interest rates vary drastically between lenders so be sure to read all the documents carefully before signing up for one. Ensure that you shop for the best interest rates and terms before signing on the dotted line.

Looking for a working capital loan to fund your business growth? Consider Bajaj Finserv, which offers competitive interest rates with 24-hour approval, minimal documentation and no need for collateral or guarantors.

Apply for Business Loan Calculate Your Monthly EMI

The Difference Between A Cumulative and Non cumulative Fixed Deposit

The Difference Between A Cumulative and Non cumulative Fixed Deposit

Cumulative fixed deposits can be described as FDs where the interest pay-out is available only on maturity of the FD. In these fixed deposits, there is no periodical interest return given to the investor on a monthly, quarterly or even annual basis. The interest you earn on cumulative FDs is compounded annually. This interest accumulates over the tenor and can be withdrawn at the end of the tenor, along with your original principal investment. Hence, a cumulative FD is perfect for investors who do not seek immediate returns and wish to acquire a lump sum amount at the end of the tenor.

A non-cumulative FD works on the opposite principle. In these fixed deposits, the interest payments are made to the investor in a periodical, steady, and timely fashion. This makes it the most sought-after investment option by retired investors, or those who seek frequent returns. Investors in this option usually get interest payments on a monthly, quarterly, or annual basis. In this scheme, investors are allowed to decide when they wish to receive their interest payments.

The Wins of Cumulative FDs

Now that you have understood what a cumulative fixed deposit is, here are some of its benefits:

The Highest Possible Returns: Since the interest rates in the cumulative fixed deposits are compounded and accumulated, you receive a matured amount that is high. The final amount comprises of the interest earned along with the principal. This is usually a significant amount and can be used for any purpose of your choice.

Cons of Cumulative FDs

  • Absence of Periodic Returns: If you are an investor in cumulative deposits, you are not eligible for periodical returns that could be acquired on a monthly or quarterly basis and can otherwise be useful for paying bills or EMIs.

 

Also Read: Documents Required and Eligibility Criteria For Starting a Fixed Deposit

 

The Wins From Non cumulative FDs

  • Offer Regular Interest Payments: This investment option offers you frequent interest payments on a regular basis. Here, investors can receive their interest payments conveniently on a monthly, three-monthly, quarterly or even yearly basis.

Cons of Non-cumulative Fixed Deposits

  • Do Not Offer Growth to Interest: Unlike cumulative deposits, these deposits offer interest payments. Hence, in this case the interest does not get compounded and accumulated. The final sum you receive would be lesser as compared to cumulative deposits.

Summary:

On the whole, both types of fixed deposits come with their share of unique features and drawbacks. You can choose the one that suits your investment needs the most. For example, if you seek lump sum returns without frequent interest pay-outs, go for cumulative fixed deposits. If you seek frequent or periodic interest returns on your investment, go for non-cumulative FDs.

Bajaj Finance offers high interest Fixed Deposits with interest rates that go up to 8.10%. With easy online or offline application and high safety ratings, these FDs provide risk-free growth of your hard-earned savings.

Calculate FD Maturity Amount

Invest in Fixed Deposit

BL July-18_June 10_All you need to know about SME loans in India

All You Need To Know About SME Loans In India

SMEs play an important role in economic and social growth of markets, particularly in developing countries. In India, lenders are offering new and innovative products under the umbrella of SME finance to help small businesses find their footing and reach new phases of growth.

Moving with the times, most businesses, especially SMEs (small and medium-sized enterprises), need to be more dynamic when it comes to evolving and adapting in order to cater to market requirements. Lenders of SME loans in India too are understanding the changing demands of these small and medium businesses, and are offering SME loans to meet their financial requirements, be it for infrastructure funding, working capital requirements, inventory purchases, equipment financing, expenses for expanding operations, and more.

No Need To Pledge Any Collateral As Security

The catch phrase in the lending market today is ‘easy funding’ to meet the growing need of SMEs. Further easing the process of taking a loan for an SME is the lack of collateral requirements, allowing you, the owner, to be able to use all the assets of the business to their full potential. This also helps to reduce the time of loan approval as no collateral needs to be appraised in the process. The strength of the repayment then comes from the income being generated by the SME rather than the collateral provided.

The Addition Of Innovative Financing Facilities Like Line Of Credit

Innovative funding products that benefit small and medium companies have also been introduced by lenders, and the ‘Line of Credit’ facility offered by Bajaj Finserv is one of the most significant. A Line of Credit or a Flexi Line allows the SME to get approved for a certain level of credit. The SME can use any part or all of the credit any time during the tenure of the loan and pay only the interest component on the portion of the credit used every month. The principal used needs to be repaid only at the end of the tenure of the loan. Flexibility and customisation form the cornerstone of this method of funding, allowing SMEs the freedom to use as much financing as they need without having to pay interest on the unused loan.

High Loan Amounts With Quick Approvals

Whether it is short term, medium term or long term loans, small and mid-sized companies can get loans up to Rs.30 lakh to fund their growth. With no restriction on the use of the loan, you can use the finance for working capital, expansion of your business, buying new machinery, acquiring or setting up infrastructure, hiring talented staff or anything else you need to grow your business. The quick online application process is an added advantage too, allowing business owners to focus on work rather than worrying about applying for financing.

It Is Easy To Qualify For SME Finance

The eligibility criteria for an SME loan are fairly broad, and include the following professionals and business entities:

  • Professional practices run by self-employed professionals such as allopathic doctors, chartered accountants, company secretaries, architects, etc.
  • Self-employed professionals such as service providers, retailers, traders, manufacturers etc.
  • Private limited and closely held limited companies are covered for SME loans, as are partnerships and limited liability partnerships. Other SME profiles may also be eligible based on their business and the lender’s criteria.

The documentation for SME lending is simple and generally revolves around the following:

  • KYC documents, which are similar to the ones needed when you open a bank account.
  • A certificate of proof of business.
  • Financial documents, which will help the lender establish the amount of loan that can be extended based on income generated.
  • Bank statements for three to six months to prove repayment ability.
  • A passport sized photograph of the owner of the business.

Other documents may be called for depending on the lender as well as to support the aforementioned documents.

Also Read : How Impactful Digital Technology Is On SME

An Overview Of SME Finance

SME lending in India has changed drastically over the years. Once upon a time, SMEs were seen as a burden on the lender and every lending institution preferred to extend loans only to large corporate entities. With the changing business landscape, where once-small online retailers are joining the billion-dollar club and investments are pouring into SMEs which show promise, lenders too are supporting SMEs to spread their wings.

In India, where lenders are fighting to offer their best financing for SMEs, consider taking a Business Loan from Bajaj Finserv, which offers innovative and low-cost funding for small and mid-sized companies. Bajaj Finserv offers competitive interest rates with no collateral requirements, minimal documentation, flexible repayment options, an online application process, and the transfer of money within 48 hours of approval.

Apply for Business Loan Calculate Your Monthly EMI

Page 5 of 164« First...34567...101520...Last »