With the advancement in technology and a sharp rise in the number of individuals opting for smart services on handheld devices, financial institutions have now started offering solutions online. One such institution is Bajaj Finserv who has recently launched the Bajaj Finserv Experia App, which allows you to take up instant loans to fund your purchases.

Here’s a complete breakdown of how this app works and its benefits and features that are changing the face of consumer durable loans.

How does it work?

Download the app from the Apple or Android app store. Next, tap on the “Quick Apply Button” and fill in the details for instant approval. Alternatively, you can let the app fetch the details from any of the following sources:

  • Facebook
  • Google Plus
  • LinkedIn
  • Aadhaar Card

The information is then processed within 60 seconds and a deal ID is forwarded to you. This ID can be produced at more than 12,000 stores that have partnered with Bajaj Finserv. Some of these include the likes of Croma, Home Town, Urban Ladder, Home Centre, Damro, Helios, Vijay Sales, Royal Oak and many others.

The purchases available to you can be categorised as:

  • Consumer Durable Finance
    These include electronic appliances such as washing machines, televisions, microwaves, refrigerators, dishwashers, generators, dryers, and others.
  • Lifestyle Finance
    The products under this category include furniture, modular kitchen, fitness equipment, and luxury watches.
  • Digital Finance
    This category boasts of the likes of laptops, smartphones, tablets, cameras, camcorders, desktops, and parallel items.

The possibilities of the EMI financing app

Some of the amazing features of this app include:

  • Loans of up to Rs.3 lakh can be instantly approved for your purchase
  • The troublesome application process goes right out of the window with quick information retrieval
  • You can get faster approval and higher loan amounts if you share the first six digits of your credit card
  • You can apply for a loan anytime, anywhere
  • The app also lets you edit your personal details and track the loan application at any instance

Download to benefit

What would be a hassle earlier, be it filling the loan application or the repayment process, becomes much simpler once you start using this convenient app. Here’s how you benefit once you get the hang of it:

  • Keep a check on the repayment schedule, payments made, transaction details, and loan history
  • Get exclusive news on exciting offers and bonuses offered by Bajaj Finserv
  • Instant approval of pre-approved loans

Use the Bajaj Finserv Experia app and purchase commodities instantly across leading stores without wasting any time. To download Bajaj Finserv Experia app, SMS EMI to 56070 or click here.

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