Home appliances are part of the basic necessities you need to get by. You probably can’t imagine life without a washing machine, and definitely not without a refrigerator. So when you buy one for your home, you have to get the best version. However, most major home appliances are expensive, and the chances of you being able to shell out that amount of money all at once are low. Even if you can, just buying one home appliance can burn a rather large hole in your wallet. But you can only put off buying a new fridge or washing machine for so long.

When your old appliance finally stops working, you’re going to need a new one immediately. This article will solve your problem by telling you the simplest way to buy your washing machine on EMI.

Why use EMI

The convenience of equated monthly instalments to repay a loan is undisputed. So why not apply the same principle to all your other major purchases?

If you were to buy washing machine online on EMI, then the expense incurred would be spread across several months and you could bring the washing machine home the same day. This makes even the biggest purchases extremely light on your pocket.

If you choose to pay with your debit card, you’re going to be on a tight budget for the rest of the month because the entire amount will be taken from your account right away. And if you use a credit card, you’ll just be delaying payment of the lump sum, and end up paying a higher interest rate.

There’s an easier way to finance your home appliance purchase then applying for a new loan—a Bajaj Finserv EMI Card.

Bajaj Finserv EMI Card- The basics

The Bajaj Finserv EMI Card simplifies the process of taking a loan by removing middlemen and assigning the customer a pre-approved loan amount.

If you’re buying a durable or lifestyle product with Bajaj finance, you can get a card which has the loan amount loaded on it. All you need is to be in the eligible age group of 21 to 60 years and have certain documents like your credit report, address proof, and KYC documents.

Shopping made easy

After you’ve applied for your card with your Durable and Lifestyle Finance, or online through the Customer Portal login on the Bajaj Finserv website or through the online application page, all you have to do is wait for your card to reach you, and you can get shopping!

For any purchases, go to a partner store, select the appliance you need and pay using the EMI card. And that’s all it takes for the loan to be approved. You can then repay the loan in your own time through equated monthly instalments. So, for instance, to buy your refrigerator on EMI, all you need to do is swipe the card, and the pre-approved loan is used to process the purchase.

Quite simple, right? No holes in your pockets, no complicated procedures. A single swipe is all you need to buy home appliances without any hassles with the Bajaj FInserv EMI Card.

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