The EMI Card: A Smart Payment Option for a Smart TV
There is a new TV on the block! The smart TV connects to the internet, opening up a whole new world of entertainment. But how do you tackle the hefty price tags on them? The EMI card could provide a solution.
Smart TVs: Changing the Face of Entertainment
Do you remember racing to the terrace to adjust the antenna while your brother tuned the TV set? It seems like another lifetime.
The arrival of cable TV certainly transformed television entertainment for the better. Some years later, it seemed the set-top box was the best device to replace cable TV. Today, smart TVs are the flavour of the season. And they are making even direct-to-home (DTH) services seem outdated!
A smart TV has one big USP: internet connectivity. That is why smart TVs went by the name ‘connected TVs’ in their early days.
Smart TVs connect to the internet via an Ethernet cable or even wirelessly. They let you stream videos on demand, online music, and the smartest TV series. You can even play games and use all kinds of entertainment applications. Have you ever thought about checking Facebook on the TV screen? The smart TV lets you do that too
Yes, the smart TV encroaches on the functions of smartphones and computers. No wonder they are expensive. The higher-end models can set you back by several lakh rupees.
The Smart Way to Buy a Smart TV
Smart TVs are awesome. But how do you buy one without burning a big hole in your pocket? Equated monthly instalments (EMIs) may hold the answer.
There are two reasons for taking the EMI route:
- You get to buy a smart TV right away without depleting your finances.
- You can pay for the TV in more manageable instalments over a period of time.
In fact, one useful EMI option could be the Bajaj Finserv EMI card. With this card, you can avail a pre-approved loan to buy the smart TV of your choice.
Users of the EMI card receive short-term, interest-free loans of between Rs 30,000 and Rs 3 lakh. This should easily cover the cost of a mid-range smart TV.
The loan tenure ranges from three to 12 months. But you can also prepay the loan early if you have the extra cash. Other loans may penalise you for early repayment. But the EMI card works a bit differently.
For instance, loans taken via the EMI card has no foreclosure fees. In fact, you can make up to six prepayments a year completely free of charge. There is no restriction on the amount prepaid either.
You also receive pre-approved offers from Bajaj Finserv’s partner outlets. Flipkart’s ‘The Big Billion Days’ and Amazon’s ‘Great Indian Festival’ could bring you some great deals on smart TVs, all on no-cost EMIs.
Cut a Smarter Deal with No-cost EMIs
A no-cost EMI plan is free of all hidden charges like interest and processing fees. Suppose you like a smart TV priced at Rs 60,000. With the no-cost EMI option, you pay only Rs 60,000 and nothing more.
On Flipkart’s ‘The Big Billion Days’ and Amazon’s ‘Great Indian Festival’, you can avail many such deals on electronics. You get to choose from among leading TV brands like Samsung, Sony, Panasonic, LeEco, Vu, and Micromax.
Keep your EMI card handy. You might just find a smart TV at a great price!