The smartest way to generate liquidity – a Loan Against Securities
Did you know that your smart investments have the power to let you borrow money – to invest further or in time of need? Did you know that your shares, mutual funds, government bonds and insurance not only give you returns, but also access to easy liquidity, anytime, anywhere? Whether you want to buy more securities or a new house, whether you’re facing a medical emergency or just want to take your dream vacation, a Loan Against Securities is the best way to make your investments work harder and smarter for you. So it’s like a Personal Loan, but at a much lower interest rate.
How does it work? You can pledge your investments (shares, mutual funds, government bonds and insurance) to take a Loan against Securities. You don’t have to sell or liquidate them, simply pledging them to your lender will suffice.
Here are 4 reasons why you should take a Loan Against Securities:
- Quick approvals
Since you are pledging collaterals, a Loan Against Securities offers comparatively quicker approvals. However, Bajaj Finserv is the only one to offer a LAS completely online. After all, if you trade on stocks online, why shouldn’t you be able to borrow against them too, online? Get instant approval in 3 minutes and disbursals within 72 hours, through our online facility, from wherever you are. It’s as simple as a few clicks. Click here to Apply Online
- Bigger Loan Amounts
Bolder dreams require bigger means. Loans Against Securities comparatively offers high ticket value than other generic loans (Read Different Types of Loans Available in India). Bajaj Finserv offers a Loan Against Securities from Rs. 5 lacs to Rs. 15 crores, so that you can pursue bolder dreams.
- No Credit Check Required
This is the only loan where your CIBIL score does not matter. You could have had a bad experience with a lender earlier, and your credit score might have suffered. While, applying for a loan against your securities, you would not have to worry about your eligibility or getting approved.
- Security Swapping
Your securities, your convenience, your choice! You can swap the pledged securities. Bajaj Finserv gives you the flexibility to swap securities as per your convenience and choice.
In addition to all the above, here are 6 more reasons why a Loan Against Securities exclusively from Bajaj Finserv is the best option:
- Part pre-payment Facility
At times you may have spare cash and it would make sense for you to pay part of your loan. Bajaj Finserv does not charge any fees or charges on your prepayment. Calculate EMI’s for your loan here.
- Nil Foreclosure Charges
You have the option to foreclose your loan anytime during your loan tenure at no extra or hidden charges.
- Online Account Access
View all information and transact on your loan account online, right from the comfort of your home. Bajaj Finserv has a dedicated Customer Portal – Experia where you canraise requests and queries too. Just log in with your Username/Email ID/Mobile Number and access any information about your loan. Click here to download the mobile app.
- EMI Card
Get a free EMI Card with your Loan Against Securities for purchase of your favourite Consumer Durable and Lifestyle products on interest-free EMI finance.
- Dedicated Relationship Manager
Taking time out of your busy schedule to take care of your loan account can be very frustrating. Bajaj Finserv provides you with a single contact-point for all your requests and queries by allotting Dedicated Relationship Manager. These DRM’s help you, right from loan application to sanction and disbursement as well as for any further help that you may need.
- Pre-Approved Offers
Enjoy exclusive Pre-approved offers from time to time as a valued customer.
Click here for an instant 5 minute online loan against shares approval