What makes Bajaj Finserv one of the most preferred personal loan providers in India?
When you apply for a personal loan, what is it that you’re looking for? An easy way to get affordable finances is usually at the top of the list. What else? A collateral-free loan would ensure that you don’t need to risk your assets. And wouldn’t it be great if you knew whether your loan will be approved or not as quickly as possible, so you could make other financial arrangements if needed? Addressing all these concerns and more, Bajaj Finserv’s Personal Loan is a one-stop solution for all your short-term monetary requirements.
It can be used for virtually any purpose, including:
- Travelling abroad
- Studying abroad
- Doing home renovations
- Financing a wedding
- Tackling medical emergencies
All of these commitments tend to be time-sensitive and require your personal loan to feature a convenient and quick process. Bajaj Finserv is the most preferred personal loan lender in India because it satisfies all of your expectations. Regardless of your requirements, a Personal Loan from Bajaj Finserv is the perfect solution for all of your cash needs. Here’s why.
- The freedom to spend as required:
Acquire loans up to Rs.25 lakh for a highly flexible tenor: From travelling to addressing medical emergencies, a personal loan can be handy for a number of reasons. Since Bajaj Finserv provides one of the highest loan limits with a tenor ranging between 24 months to 60 months, it is a popular choice among borrowers.
- The importance of speed
Get instant approval and fast disbursal: It is difficult to plan in advance for all contingencies. When such instances do take place, you need a loan provider who can act quickly. Your online application for a Personal Loan from Bajaj Finserv is approved in 5 minutes, and its disbursal to your account takes less than 24 hours, making it useful for those in need of fast cash.
- The opportunity for better financial management
Manage your cash flows with Line of Credit: If you are unsure about the amount of money you need, the best course of action is opting for a Line of Credit. An industry-first offering by Bajaj Finserv, it gives you the option to pay interest only on the money you use, and not the total loan amount. This means that if you want to utilize Rs.10 lakh out of a loan of say, Rs.20 lakh, you can do so without having to pay interest on the remaining Rs.10 lakh. Line of Credit also makes it possible to part pre-pay your loan at no extra charge, so you can reduce interest and overall payments. Further, your monthly EMIs consist only of the interest component, making managing cash flows easier. You can repay the principal at the end of the tenor.
- The convenience of digital finance
Access your account online and get preapproved offers: Bajaj Finserv provides you an online account to keep track of your loan repayment, check its status, review the interest certificate, and read all key information related to it. It also entitles you to many preapproved offers to affordable loans and other deals, that make the entire process easier and faster.
These are some of the many reasons why Bajaj Finserv is the most preferred personal loan lender in India. With access to a dedicated Personal Loan EMI Calculator and attractive interest rates, it ensures that your EMIs are the lowest they can be.