Having moved from Chennai to Gurgaon for his job in a multinational company, Varun Shetty was both excited and nervous about living away from family for the first time. Not only did he have to set up the apartment he was going to be sharing with a colleague, but he also needed to manage his monthly expenses smartly and efficiently.

As Varun familiarised himself with his new job and made new friends, he realised that he needed to keep a tighter rein on his finances. After spending the first month’s salary on visiting restaurants, going out with his colleagues and paying rent, he thought long and hard about how he could streamline his budget and be more responsible.

On his shopping list were small home essential like cookware, an induction stove, kitchen appliances, a mixer-grinder as well as fruits and vegetables that would make his daily life more comfortable. But what was the most affordable way to go about it?

The recent demonetization and cash crunch only made matters worse and left Varun with no option but to reach out to his parents for help. This is when his father told him about the Bajaj Finserv EMI Card.

The card functioned like a pre-approved loan, Varun’s dad told him, and offered him a way to buy all his daily essentials in easy interest-free instalments. With access to retail stores like Big Bazaar and Shopper’s Stop as well as e-commerce sites like Amazon, Snapdeal and Flipkart, Varun could manage his shopping list with ease.

The Bajaj Finserv EMI Card offered Varun a host of benefits including:

Easy loan on minimum purchase of Rs.5000

Varun could shop for essentials, from his water purifier and microwave to groceries, worth a minimum of Rs.5000 and avail of three no-cost EMIs of Rs.1,667. This split his one-time expensive into easily repayable instalments.

Instant and hassle-free approval

Unlike lengthy, time-consuming processes, Varun experienced instant approval for EMI at partner stores of Bajaj Finserv by submitting a few documents. And once he got his EMI Card, he didn’t require any additional documentation. Paying was an easy as swiping his card!

Controlling the budget online

Since he was a bachelor supporting himself, it was important to Varun to be able to track his purchases and keep an eye on his payment schedule. All was easy to do with the customer portal on Bajaj Finserv meant for its EMI Card users.

Want to experience the same convenience as Varun? Think beyond the big buys. Use the Bajaj Finserv EMI Network for almost all your purchases. With over 7 million members and partner retailers spanning more than 300 Indian cities, the Bajaj Finserv EMI Network is your best bet to go cashless and even get great deals and discounts.